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Mid-Atlantic

Water damage restoration in Delaware

Restoration companies in our network serve 55 Delaware cities and 87 ZIP codes. Call and we'll connect you with one that covers yours.

Check a Delaware ZIP

Delaware water damage

What causes water damage in Delaware

Our Delaware coverage centers on New Castle County, around Wilmington, Newark, Bear and Middletown. Homes range from older city rowhouses to newer subdivisions on low, flat ground. Coastal storms, heavy rain on poorly drained soils and winter freezes are the main causes of water losses.

Tropical and coastal storms

Remnants of Atlantic storms bring heavy rain and flooding, especially near the Christina and Brandywine.

High water table

Flat, low-lying land means crawl spaces and basements can take on water after long rains.

Frozen pipes

Pipes in crawl spaces and exterior walls freeze during cold snaps.

Water damage risk by season in Delaware

Delaware is flat and low, so heavy rain and coastal water are its main risks. Nor'easters in fall, winter and early spring push tides into coastal and bayside communities, and tropical storms from June through November bring both surge and flooding rain. Summer thunderstorms flood low roads and basements. Winter freezes split pipes in crawl spaces and unheated areas, especially in beach homes left empty for the season.

Licensing, permits and insurance in Delaware

Building permits are issued by the county or municipality. Contractors working in Delaware generally need a state business license, so ask for it.

FEMA records

Storm, flood and fire disasters in Delaware since 2000

FEMA has issued 11 major disaster declarations in Delaware for weather and fire events since 2000, and Delaware policyholders filed 3,522 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.

Disaster declarations
11
NFIP flood claims
3,522
Hurricane declarations
6
Snowstorm declarations
2

The incidents behind these declarations most often began in September, February and August.

Most recent declarations

  • 2026Severe Winter Storm (DR-4916, winter storm)
  • 2021Remnants Of Hurricane Ida (DR-4627, hurricane)
  • 2020Tropical Storm Isaias (DR-4566, hurricane)
  • 2016Severe Winter Storm and Snowstorm (DR-4265, snowstorm)

Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.

Counties with the most covered ZIP codes

  • New Castle County43 ZIPs · 14 cities
  • Sussex County21 ZIPs · 21 cities
  • Kent County18 ZIPs · 15 cities

Delaware city pages

Coverage

Delaware cities we cover

Largest communities first. Coverage is by ZIP, so check yours above.

  • Dover
  • Dover Afb
  • Wilmington
  • Newark
  • Middletown
  • Bear
  • Brookside
  • Hockessin
  • Yorklyn
  • Smyrna
  • Milford
  • Claymont
  • Seaford
  • Georgetown
  • Millsboro
  • New Castle
  • Clayton
  • Camden Wyoming
  • Laurel
  • Harrington
  • Milton
  • Lewes
  • Selbyville
  • Ocean View
  • Townsend
  • Bridgeville
  • Millville
  • Delmar
  • Cheswold
  • Delaware City
  • Lincoln
  • Greenwood
  • Saint Georges
  • Dagsboro
  • Rehoboth Beach
  • Felton
  • Frankford
  • Frederica
  • Bethany Beach
  • Ellendale
All 55 covered Delaware cities

Bear · Bethany Beach · Bethel · Bridgeville · Brookside · Camden Wyoming · Cheswold · Claymont · Clayton · Dagsboro · Delaware City · Delmar · Dover · Dover Afb · Ellendale · Felton · Fenwick Island · Frankford · Frederica · Georgetown · Greenwood · Harbeson · Harrington · Hartly · Hockessin · Houston · Kenton · Laurel · Lewes · Lincoln · Magnolia · Marydel · Middletown · Milford · Millsboro · Millville · Milton · Montchanin · New Castle · Newark · Ocean View · Odessa · Port Penn · Rehoboth Beach · Rockland · Saint Georges · Seaford · Selbyville · Smyrna · Townsend · Viola · Wilmington · Winterthur · Woodside · Yorklyn

FAQ

Delaware water damage questions

My crawl space has standing water. What now?

Have the water pumped out and the crawl space dried. Then look at grading, gutters and a vapor barrier or encapsulation to keep it dry.

Does Delaware require contractor licenses?

Contractors need a Delaware business license. Ask for it along with proof of insurance.

How often does Delaware have federally declared storm, flood or fire disasters?

Since 2000, FEMA has issued 11 major disaster declarations in Delaware for weather and fire events: 6 hurricanes, 2 snowstorms, 2 severe storms and 1 winter storm. Over the same period, policyholders filed 3,522 flood insurance claims through the National Flood Insurance Program.

Services in Delaware

Nearby: Maryland, New Jersey, Pennsylvania, Virginia, Washington, DC, West Virginia

Water where it shouldn't be?

Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.

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