Mid-Atlantic
Water damage restoration in Maryland
Restoration companies in our network serve 211 Maryland cities and 308 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Maryland ZIP
Maryland water damage
What causes water damage in Maryland
Maryland's coverage spans Baltimore's rowhouses, Prince George's and Anne Arundel suburbs and Annapolis. Rowhouses share walls and roofs, many suburban homes have finished basements, and Chesapeake Bay communities see tidal and storm flooding. Summer thunderstorms and winter freezes add to it.
Rowhouse roofs and walls
Flat rowhouse roofs and shared walls let leaks travel between homes.
Basement flooding
Heavy summer storms overwhelm drainage and sump pumps in finished basements.
Tidal and bay flooding
Annapolis and bayside communities experience high-tide and storm-surge flooding.
Water damage risk by season in Maryland
Maryland sees summer thunderstorms that cause flash flooding in older towns like Ellicott City and in Baltimore's low-lying neighborhoods. Tropical storms in late summer and fall bring heavy rain and tidal flooding around the Chesapeake Bay. Nor'easters push tides higher in fall and winter, and winter cold snaps freeze pipes in rowhouses and crawl spaces.
Licensing, permits and insurance in Maryland
Maryland requires home improvement contractors to be licensed by the Maryland Home Improvement Commission, so ask for the MHIC number. Permits come from the county or city. Pre-1978 rental properties are subject to Maryland lead rules.
FEMA records
Storm, flood and fire disasters in Maryland since 2000
FEMA has issued 16 major disaster declarations in Maryland for weather and fire events since 2000, and Maryland policyholders filed 14,446 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 16
- NFIP flood claims
- 14,446
- Severe Storm declarations
- 5
- Hurricane declarations
- 4
The incidents behind these declarations most often began in January, February and May.
Most recent declarations
- 2021Tropical Storm Isaias (DR-4583, hurricane)
- 2018Severe Storm and Flooding (DR-4376, flood)
- 2018Severe Storms and Flooding (DR-4374, severe storm)
- 2016Severe Storm and Flooding (DR-4279, flood)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Montgomery County74 ZIPs · 33 cities
- Prince George's County64 ZIPs · 31 cities
- Anne Arundel County38 ZIPs · 28 cities
- Harford County17 ZIPs · 16 cities
- Charles County16 ZIPs · 13 cities
- Howard County15 ZIPs · 9 cities
- Calvert County11 ZIPs · 11 cities
- Cecil County10 ZIPs · 9 cities
Maryland metro pages
Maryland city pages
Coverage
Maryland cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Baltimore
- Curtis Bay
- Waldorf
- White Plains
- Clarksville
- Columbia
- Germantown
- Silver Spring
- Ellicott City
- Glen Burnie
- Millersville
- Gaithersburg
- Bethesda
- Rockville
- Hanover
- Harmans
- Severn
- Bowie
- Aspen Hill
- Wheaton
- Potomac
- Odenton
- Annapolis
- Severna Park
- Clinton
- Woodstock
- Olney
- Sandy Spring
- College Park
- Pasadena
- Montgomery Village
- Marriottsville
- Forest Hill
- Boyds
- Clarksburg
- Laurel
- Crofton
- South Laurel
- Elkridge
- Fort Washington
All 211 covered Maryland cities
Aberdeen · Aberdeen Proving Ground · Abingdon · Accokeek · Adelphi · Andrews Air Force Base · Annapolis · Annapolis Junction · Aquasco · Arnold · Ashton · Aspen Hill · Baltimore · Barnesville · Beallsville · Bel Air · Bel Alton · Belcamp · Beltsville · Benedict · Berlin · Bethesda · Betterton · Bishopville · Bladensburg · Bowie · Boyds · Brandywine · Brentwood · Brinklow · Brookeville · Broomes Island · Bryans Road · Bryantown · Burnt Mills · Burtonsville · Cabin John · Capitol Heights · Cecilton · Charlestown · Charlotte Hall · Cheltenham · Chesapeake Beach · Chesapeake City · Chestertown · Chevy Chase · Churchton · Churchville · Clarksburg · Clarksville · Clinton · Cobb Island · Colesville · College Park · Colora · Columbia · Conowingo · Cooksville · Crofton · Croom · Crownsville · Curtis Bay · Damascus · Darlington · Davidsonville · Dayton · Deale · Derwood · Dickerson · District Heights · Dowell · Dunkirk · Earleville · Eden · Edgewater · Edgewood · Elk Mills · Elkridge · Elkton · Ellicott City · Fallston · Faulkner · Finksburg · Flower Hill · Forest Heights · Forest Hill · Fort George G Meade · Fort Washington · Four Corners · Friendship · Fulton · Gaithersburg · Galena · Galesville · Gambrills · Garrett Park · Georgetown · Germantown · Gibson Island · Girdletree · Glen Burnie · Glen Echo · Glenelg · Glenn Dale · Glenwood · Greenbelt · Gunpowder · Hampstead · Hanover · Harmans · Harwood · Havre De Grace · Highland · Hughesville · Huntingtown · Hyattsville · Indian Head · Issue · Jarrettsville · Jessup · Joppa · Kennedyville · Kensington · La Plata · Lanham · Laurel · Linthicum Heights · Lisbon · Lothian · Lusby · Manchester · Marbury · Marriottsville · Massey · Mayo · Millersville · Millington · Montgomery Village · Mount Rainier · Mount Victoria · Nanjemoy · New Windsor · Newark · Newburg · North Beach · North East · Ocean City · Odenton · Olney · Owings · Oxon Hill · Pasadena · Perry Point · Perryman · Perryville · Pleasant Hills · Pocomoke City · Pomfret · Poolesville · Port Deposit · Port Republic · Port Tobacco · Potomac · Prince Frederick · Pylesville · Rising Sun · Riva · Riverdale · Riverdale Park · Rock Hall · Rockville · Saint Leonard · Sandy Spring · Savage · Seabrook · Severn · Severna Park · Shady Side · Showell · Silver Spring · Snow Hill · Solomons · South Laurel · Spencerville · Still Pond · Stockton · Street · Suitland · Sunderland · Sykesville · Takoma Park · Taneytown · Temple Hills · Tracys Landing · Union Bridge · Upper Marlboro · Waldorf · Warwick · Washington Grove · Welcome · West Friendship · West River · Westminster · Whaleyville · Wheaton · White Hall · White Plains · Whiteford · Woodbine · Woodstock · Worton
FAQ
Maryland water damage questions
Do Maryland restoration contractors need a license?
Contractors doing home improvement work generally need an MHIC license. Verify it on the Maryland Department of Labor website.
Water came through my rowhouse wall from next door. What should I do?
Document the damage, notify your neighbor and both insurers, and start drying on your side right away.
How often does Maryland have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 16 major disaster declarations in Maryland for weather and fire events: 5 severe storms, 4 hurricanes, 3 floods, 3 snowstorms and 1 tornado. Over the same period, policyholders filed 14,446 flood insurance claims through the National Flood Insurance Program.
Services in Maryland
Nearby: Delaware, New Jersey, Pennsylvania, Virginia, Washington, DC, West Virginia
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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