Gulf South
Water damage restoration in Mississippi
Restoration companies in our network serve 163 Mississippi cities and 227 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Mississippi ZIP
Mississippi water damage
What causes water damage in Mississippi
Mississippi coverage includes Jackson, the Gulf Coast and Hattiesburg. Gulf hurricanes, river flooding, intense rain and humidity drive water damage. Jackson's aging water system has had well-publicized main breaks and pressure problems.
Hurricanes
Gulf Coast communities face storm surge and wind-driven rain.
Heavy rain and river flooding
The Pearl River and other waterways flood after long rains.
Humidity
Mold grows quickly on wet materials in hot, humid weather.
Water damage risk by season in Mississippi
Mississippi's risks run from spring tornadoes and severe storms to hurricane season, June through November, when the Gulf Coast faces storm surge and the rest of the state gets heavy rain. Spring rain also pushes the Mississippi, Pearl and other rivers into flood. High humidity speeds mold growth after any leak, and occasional hard freezes damage pipes that were never insulated.
Licensing, permits and insurance in Mississippi
Mississippi licenses residential builders and remodelers through the State Board of Contractors. Permits come from the city or county.
FEMA records
Storm, flood and fire disasters in Mississippi since 2000
FEMA has issued 46 major disaster declarations in Mississippi for weather and fire events since 2000, and Mississippi policyholders filed 37,964 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 46
- NFIP flood claims
- 37,964
- Severe Storm declarations
- 30
- Hurricane declarations
- 9
The incidents behind these declarations most often began in April, February and March.
Most recent declarations
- 2026Tropical Storm Arthur (DR-4930, tropical storm)
- 2026Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4922, severe storm)
- 2026Severe Winter Storm (DR-4899, winter storm)
- 2025Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4874, severe storm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Hinds County35 ZIPs · 9 cities
- Harrison County16 ZIPs · 6 cities
- Lee County13 ZIPs · 9 cities
- Jackson County13 ZIPs · 6 cities
- Rankin County10 ZIPs · 7 cities
- Pike County7 ZIPs · 5 cities
- Forrest County6 ZIPs · 2 cities
- Madison County6 ZIPs · 4 cities
Local services in Mississippi
Mississippi city pages
Coverage
Mississippi cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Jackson
- Tougaloo
- Gulfport
- Hattiesburg
- Biloxi
- Belden
- Tupelo
- Madison
- Pearl
- Clinton
- Oxford
- Brandon
- Ridgeland
- Pascagoula
- Vicksburg
- Gautier
- Ocean Springs
- Long Beach
- Diberville
- Byram
- McComb
- Moss Point
- Picayune
- Brookhaven
- Petal
- Canton
- Flowood
- Yazoo City
- Bay Saint Louis
- Bay St. Louis
- Diamondhead
- Booneville
- New Albany
- Batesville
- Richland
- Waveland
- Kosciusko
- Columbia
- Pass Christian
- Pontotoc
All 163 covered Mississippi cities
Abbeville · Baldwyn · Batesville · Bay Saint Louis · Bay St. Louis · Beaumont · Belden · Benton · Bentonia · Biloxi · Blue Springs · Bogue Chitto · Bolton · Booneville · Brandon · Braxton · Brookhaven · Brooklyn · Byram · Camden · Canton · Carriere · Carthage · Clinton · Collins · Columbia · Como · Courtland · Crenshaw · Crystal Springs · D Lo · Diamondhead · Diberville · Ecru · Edwards · Ethel · Etta · Fernwood · Flora · Florence · Flowood · Forest · Foxworth · Fulton · Gautier · Georgetown · Golden · Gulfport · Guntown · Harperville · Harrisville · Hattiesburg · Hazlehurst · Hermanville · Hillsboro · Holly Bluff · Hurley · Jackson · Jayess · Kiln · Kokomo · Kosciusko · Lake · Leakesville · Lena · Long Beach · Lucedale · Lumberton · Madison · Magee · Magnolia · Mantachie · Marietta · McComb · McCool · McHenry · McLain · Mendenhall · Mize · Monticello · Mooreville · Morton · Moss Point · Mount Olive · Myrtle · Neely · Nettleton · New Albany · New Augusta · New Site · Newhebron · Oak Vale · Ocean Springs · Osyka · Oxford · Paris · Pascagoula · Pass Christian · Pattison · Pearl · Pearlington · Pelahatchie · Perkinston · Petal · Picayune · Pickens · Piney Woods · Pinola · Plantersville · Pontotoc · Pope · Poplarville · Port Gibson · Puckett · Pulaski · Purvis · Raleigh · Randolph · Raymond · Redwood · Richland · Richton · Ridgeland · Ruth · Sallis · Saltillo · Sandy Hook · Sarah · Sardis · Satartia · Saucier · Sebastopol · Seminary · Shannon · Sherman · Silver Creek · Sontag · Star · Stennis Space Center · Summit · Sumrall · Taylor · Taylorsville · Terry · Thaxton · Tinsley · Tougaloo · Tremont · Tupelo · University · Utica · Vancleave · Vaughan · Verona · Vicksburg · Walnut Grove · Waterford · Waveland · Wesson · West · Whitfield · Wiggins · Yazoo City
FAQ
Mississippi water damage questions
How fast does mold grow in Mississippi?
In hot, humid weather, mold can start within 24 to 48 hours.
Is storm surge covered?
Only with flood insurance. Wind damage may be covered under homeowners or a separate wind policy.
How often does Mississippi have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 46 major disaster declarations in Mississippi for weather and fire events: 30 severe storms, 9 hurricanes, 2 tornadoes, 2 floods, 1 tropical storm, 1 winter storm and 1 ice storm. Over the same period, policyholders filed 37,964 flood insurance claims through the National Flood Insurance Program.
Services in Mississippi
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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