Southeast
Water damage restoration in Florida
Restoration companies in our network serve 402 Florida cities and 1,127 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Florida ZIP
Florida water damage
What causes water damage in Florida
Florida coverage spans South Florida, the Treasure and Gulf Coasts, Tampa Bay, Orlando and Jacksonville. Most homes are concrete block on slab, and many residents live in condos. Hurricanes, heavy rain, high humidity and plumbing leaks are the main causes of water damage.
Hurricanes
Wind-driven rain, roof damage and storm surge cause widespread water losses.
Humidity
Mold can begin within a day or two in Florida's climate if wet materials aren't dried.
Condo leaks
Leaks between units involve the association's policy and each owner's HO-6 policy.
Water damage risk by season in Florida
Florida's hurricane season runs June 1 through November 30, with the most activity from mid-August through October. Storm surge, days of tropical rain and wind-driven water through roofs and windows cause the largest losses. The wet season, roughly June through September, brings near-daily afternoon thunderstorms and street flooding. Humidity is high all year, so wet drywall and cabinets can grow mold quickly, and indoor leaks from AC condensate lines and water heaters are common.
Licensing, permits and insurance in Florida
Florida requires mold assessors and remediators to be licensed by the state (DBPR). Building permits come from counties and cities. Florida insurance rules have changed several times in recent years, so read your policy's current water damage and claim-filing terms.
FEMA records
Storm, flood and fire disasters in Florida since 2000
FEMA has issued 40 major disaster declarations in Florida for weather and fire events since 2000, and Florida policyholders filed 315,836 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 40
- NFIP flood claims
- 315,836
- Hurricane declarations
- 23
- Severe Storm declarations
- 14
The incidents behind these declarations most often began in September, August and October.
Most recent declarations
- 2024Hurricane Milton (DR-4844, hurricane)
- 2024Hurricane Milton (DR-4834, hurricane)
- 2024Hurricane Helene (DR-4828, hurricane)
- 2024Hurricane Debby (DR-4806, tropical storm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Miami-Dade County116 ZIPs · 27 cities
- Hillsborough County89 ZIPs · 23 cities
- Broward County84 ZIPs · 17 cities
- Orange County78 ZIPs · 22 cities
- Pinellas County72 ZIPs · 20 cities
- Palm Beach County66 ZIPs · 20 cities
- Polk County50 ZIPs · 26 cities
- Lee County43 ZIPs · 13 cities
Florida metro pages
Local services in Florida
- Flood Damage Restoration in Jacksonville
- Flood Damage Restoration in St. Petersburg
- Flood Damage Restoration in Fort Lauderdale
- Flood Damage Restoration in Cape Coral
- Flood Damage Restoration in Port St. Lucie
- Flood Damage Restoration in Hialeah
- Flood Damage Restoration in Hollywood
- Flood Damage Restoration in Pembroke Pines
- Flood Damage Restoration in Miami Beach
- Flood Damage Restoration in Coral Springs
- Flood Damage Restoration in Deerfield Beach
- Flood Damage Restoration in North Port
- Emergency Water Extraction in Jacksonville
- Emergency Water Extraction in St. Petersburg
- Emergency Water Extraction in Fort Lauderdale
- Emergency Water Extraction in Cape Coral
- Emergency Water Extraction in Port St. Lucie
- Emergency Water Extraction in Hialeah
- Emergency Water Extraction in Hollywood
- Emergency Water Extraction in Pembroke Pines
- Emergency Water Extraction in Miami Beach
- Emergency Water Extraction in Coral Springs
- Emergency Water Extraction in Deerfield Beach
- Emergency Water Extraction in North Port
- Burst Pipe Cleanup in St. Petersburg
Florida city pages
- Alafaya
- Altamonte Springs
- Apopka
- Aventura
- Boca Raton
- Bonita Springs
- Boynton Beach
- Bradenton
- Brandon
- Cape Coral
- Carrollwood
- Casselberry
- Clearwater
- Clermont
- Coral Gables
- Coral Springs
- Country Club
- Davie
- Daytona Beach
- Deerfield Beach
- Deland
- Delray Beach
- Deltona
- Destin
- Doral
- Dunedin
- Englewood
- Estero
- Ferry Pass
- Fort Lauderdale
- Fort Myers
- Fort Pierce
- Hallandale Beach
- Hialeah
- Hollywood
- Homestead
- Horizon West
- Jacksonville
- Jupiter
- Kendall
- Key West
- Kissimmee
- Lake Magdalene
- Lake Worth Beach
- Lakeland
- Largo
- Lauderhill
- Leesburg
- Lehigh Acres
- Marco Island
- Margate
- Melbourne
- Merritt Island
- Miami Beach
- Miami Gardens
- Miramar Beach
- Naples
- Navarre
- New Smyrna Beach
- North Fort Myers
- North Miami
- North Miami Beach
- North Port
- Oakland Park
- Ocala
- Ocoee
- Ormond Beach
- Oviedo
- Palm Bay
- Palm Beach Gardens
- Palm Harbor
- Panama City Beach
- Pembroke Pines
- Pensacola
- Pine Hills
- Pinellas Park
- Plantation
- Pompano Beach
- Port Charlotte
- Port Orange
- Port St. Lucie
- Punta Gorda
- Riverview
- Riviera Beach
- Rockledge
- Royal Palm Beach
- Saint Cloud
- Sanford
- Sarasota
- Spring Hill
- St. Petersburg
- Sun City Center
- Sunrise
- Tamarac
- Tamiami
- The Villages
- Town 'n' Country
- Valrico
- Venice
- Wellington
- Wesley Chapel
- West Palm Beach
- Westchester
- Winter Garden
- Winter Haven
- Winter Park
- Winter Springs
Coverage
Florida cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Miami
- Tampa
- Orlando
- Jacksonville
- Cape Coral
- Palm Bay
- Port Saint Lucie
- Port St. Lucie
- Kissimmee
- Bonita Springs
- Pensacola
- Winter Haven
- Lakeland
- St. Petersburg
- Hialeah
- Deltona
- Ocala
- Fort Lauderdale
- Spring Hill
- Panama City
- Pembroke Pines
- Leesburg
- Dania
- Hollywood
- Coral Springs
- Lehigh Acres
- West Palm Beach
- Brandon
- Clearwater
- Clearwater Beach
- Pompano Beach
- Riverview
- Miami Gardens
- Opa Locka
- Davie
- Boca Raton
- Sunrise
- Plantation
- Fort Myers
- Alafaya
All 402 covered Florida cities
Alafaya · Altamonte Springs · Altoona · Alturas · Alva · Anna Maria · Anthony · Apollo Beach · Apopka · Arcadia · Aripeka · Astatula · Astor · Atlantic Beach · Auburndale · Aventura · Avon Park · Azalea Park · Babson Park · Bagdad · Balm · Bartow · Bay Pines · Bayshore Gardens · Belle Glade · Belleair Beach · Belleview · Beverly Hills · Big Pine Key · Boca Grande · Boca Raton · Bokeelia · Bonita Springs · Bowling Green · Boynton Beach · Bradenton · Bradenton Beach · Bradley · Brandon · Brent · Brooksville · Brownsville · Bushnell · Cabana Colony · Canal Point · Cantonment · Cape Canaveral · Cape Coral · Captiva · Carrollwood · Casselberry · Center Hill · Century · Chokoloskee · Christmas · Citra · Clarcona · Clearwater · Clearwater Beach · Clermont · Cocoa · Cocoa Beach · Coleman · Copeland · Coral Gables · Coral Springs · Coral Terrace · Cortez · Country Club · Crystal Beach · Crystal River · Crystal Springs · Cypress Gardens · Dade City · Dania · Davenport · Davie · Daytona Beach · De Leon Springs · Debary · Deerfield Beach · Deland · Delray Beach · Deltona · Destin · Doral · Dover · Dundee · Dunedin · Dunnellon · Durant · Eagle Lake · East Lake-Orient Park · Eastlake Weir · Eaton Park · Edgewater · Eglin Afb · Elfers · Ellenton · Englewood · Estero · Eustis · Everglades City · Fairfield · Fellsmere · Ferndale · Ferry Pass · Fleming Island · Floral City · Fort Lauderdale · Fort McCoy · Fort Meade · Fort Myers · Fort Myers Beach · Fort Pierce · Fort Walton Beach · Freeport · Frostproof · Fruitland Park · Geneva · Gibsonton · Gonzalez · Goodland · Gotha · Grand Island · Grant · Green Cove Springs · Groveland · Gulf Breeze · Haines City · Hallandale · Hallandale Beach · Hernando · Hialeah · Highland City · Hobe Sound · Holden Lakes · Holiday · Holly Hill · Hollywood · Homeland · Homestead · Homosassa · Horizon West · Howey In The Hills · Hudson · Hurlburt Field · Immokalee · Indialantic · Indian Lake Estates · Indian Rocks Beach · Indiantown · Inlet Beach · Inverness · Islamorada · Jacksonville · Jacksonville Beach · Jay · Jensen Beach · Jupiter · Kathleen · Kendall · Kensington Park · Key Biscayne · Key Colony Beach · Key Largo · Key West · Kissimmee · Labelle · Lacoochee · Lady Lake · Lake Alfred · Lake Hamilton · Lake Harbor · Lake Helen · Lake Magdalene · Lake Mary · Lake Panasoffkee · Lake Placid · Lake Wales · Lake Worth · Lake Worth Beach · Lakeland · Lakeshore · Land O'Lakes · Lantana · Largo · Lauderdale-by-the-Sea · Lauderhill · Laurel · Lealman · Lecanto · Leesburg · Lehigh Acres · Lithia · Lockhart · Long Key · Longboat Key · Longwood · Lorida · Loughman · Loxahatchee · Lutz · Lynn Haven · Madeira Beach · Maitland · Malabar · Mango · Marathon · Marco Island · Margate · Mascotte · McDavid · McIntosh · Medley · Medulla · Melbourne · Melbourne Beach · Merritt Island · Miami · Miami Beach · Miami Gardens · Miami Lakes · Miami Shores · Miami Springs · Milton · Mims · Minneola · Miramar Beach · Molino · Montverde · Mount Dora · Mulberry · Myakka City · Myrtle Grove · Nalcrest · Naples · Navarre · Neptune Beach · New Port Richey · New Smyrna Beach · Niceville · Nobleton · Nokomis · North Fort Myers · North Miami · North Miami Beach · North Palm Beach · North Port · Oak Hill · Oakland · Oakland Park · Ocala · Ochopee · Ocklawaha · Ocoee · Odessa · Okahumpka · Okeechobee · Oldsmar · Ona · Opa Locka · Orange City · Orange Lake · Orange Park · Orange Springs · Orlando · Ormond Beach · Osprey · Osteen · Oviedo · Pahokee · Paisley · Palm Bay · Palm Beach · Palm Beach Gardens · Palm City · Palm Harbor · Palm River-Clair Mel · Palmetto · Palmetto Bay · Panama City · Panama City Beach · Parrish · Pasadena Hills · Patrick Afb · Pembroke Pines · Penney Farms · Pensacola · Pierson · Pine Hills · Pineland · Pinellas Park · Placida · Plant City · Plantation · Plymouth · Polk City · Pompano Beach · Ponte Vedra · Ponte Vedra Beach · Port Charlotte · Port Orange · Port Richey · Port Saint Lucie · Port St. Lucie · Princeton · Punta Gorda · Reddick · Redington Shores · River Ranch · Riverview · Riviera Beach · Rockledge · Roseland · Rotonda West · Royal Palm Beach · Ruskin · Safety Harbor · Saint Augustine · Saint Cloud · Saint James City · Saint Johns · Saint Leo · San Antonio · Sanford · Sanibel · Santa Rosa Beach · Sarasota · Satellite Beach · Scottsmoor · Sebastian · Sebring · Seffner · Seminole · Seville · Sewall's Point · Shalimar · Sharpes · Silver Springs · Sky Lake · Sorrento · South Apopka · South Bay · South Brooksville · South Miami · South Venice · Sparr · Spring Hill · St. Pete Beach · St. Petersburg · Stuart · Summerfield · Summerland Key · Sumterville · Sun City Center · Sunrise · Sweetwater · Tamarac · Tamiami · Tampa · Tangerine · Tarpon Springs · Tavares · Tavernier · Temple Terrace · Terra Ceia · The Villages · Thonotosassa · Town 'n' Country · Treasure Island · Trilby · Umatilla · Upper Grand Lagoon · Valparaiso · Valrico · Venice · Venus · Vero Beach · Viera East · Wabasso · Warrington · Wauchula · Waverly · Webster · Weirsdale · Wekiwa Springs · Wellington · Wesley Chapel · West Little River · West Palm Beach · Westchester · Wimauma · Windermere · Winter Beach · Winter Garden · Winter Haven · Winter Park · Winter Springs · Yalaha · Zellwood · Zephyrhills
FAQ
Florida water damage questions
Does Florida require a licensed mold remediator?
Yes. Florida licenses mold assessors and remediators, with limited exceptions. Verify the license on the DBPR site.
How soon must I report a claim in Florida?
Florida policies set specific notice deadlines. Report water damage to your insurer as soon as possible and document everything.
How often does Florida have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 40 major disaster declarations in Florida for weather and fire events: 23 hurricanes, 14 severe storms, 1 tropical storm, 1 flood and 1 coastal storm. Over the same period, policyholders filed 315,836 flood insurance claims through the National Flood Insurance Program.
Services in Florida
Nearby: Alabama, Georgia, Kentucky, North Carolina, South Carolina, Tennessee
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
Fast callback on emergency requests