Plains
Water damage restoration in North Dakota
Restoration companies in our network serve 44 North Dakota cities and 58 ZIP codes. Call and we'll connect you with one that covers yours.
Check a North Dakota ZIP
North Dakota water damage
What causes water damage in North Dakota
North Dakota coverage includes Fargo, West Fargo and Jamestown. The Red River floods in spring, winters are extreme, and basements are common. Frozen pipes and ice dams are routine.
Red River flooding
Spring melt raises the Red River.
Extreme cold
Frozen pipes are common in deep cold.
Spring melt
Snowmelt saturates soil around basements.
Water damage risk by season in North Dakota
North Dakota's spring is its flood season: snowmelt on frozen ground sends the Red River, Souris and other rivers into flood, often in March and April. Winters are long and very cold, so frozen pipes are a constant risk in crawl spaces, exterior walls and outbuildings. Summer thunderstorms bring hail and heavy rain.
Licensing, permits and insurance in North Dakota
North Dakota requires contractors to be licensed with the Secretary of State for jobs above a set value.
FEMA records
Storm, flood and fire disasters in North Dakota since 2000
FEMA has issued 38 major disaster declarations in North Dakota for weather and fire events since 2000, and North Dakota policyholders filed 4,841 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 38
- NFIP flood claims
- 4,841
- Severe Storm declarations
- 22
- Flood declarations
- 11
The incidents behind these declarations most often began in June, April and March.
Most recent declarations
- 2026Severe Storms, Straight-Line Winds, and Tornadoes (DR-4934, severe storm)
- 2025Severe Storms, Straight-Line Winds, and Tornadoes (DR-4895, severe storm)
- 2025Severe Storm, Tornadoes, and Straight-Line Winds (DR-4888, severe storm)
- 2024Wildfires and Straight-Line Winds (DR-4852, fire)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Cass County33 ZIPs · 21 cities
- Stutsman County14 ZIPs · 12 cities
- Barnes County10 ZIPs · 10 cities
North Dakota city pages
Coverage
North Dakota cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Fargo
- West Fargo
- Jamestown
- Valley City
- Horace
- Casselton
- Mapleton
- Kindred
- Harwood
- Argusville
- Arthur
- Tower City
- Hunter
- Medina
- Leonard
- Davenport
- Kensal
- Oriska
- Litchville
- Buffalo
- Fingal
- Page
- Wimbledon
- Amenia
- Buchanan
- Gardner
- Grandin
- Cleveland
- Sanborn
- Montpelier
- Streeter
- Wheatland
- Woodworth
- Dazey
- Pingree
- Erie
- Ypsilanti
- Nome
- Spiritwood
- Courtenay
All 44 covered North Dakota cities
Absaraka · Amenia · Argusville · Arthur · Ayr · Buchanan · Buffalo · Casselton · Cleveland · Courtenay · Davenport · Dazey · Erie · Fargo · Fingal · Gardner · Grandin · Harwood · Horace · Hunter · Jamestown · Kensal · Kindred · Leonard · Litchville · Mapleton · Medina · Montpelier · Nome · Oriska · Page · Pillsbury · Pingree · Rogers · Sanborn · Spiritwood · Streeter · Tower City · Valley City · West Fargo · Wheatland · Wimbledon · Woodworth · Ypsilanti
FAQ
North Dakota water damage questions
Do North Dakota contractors need a license?
Yes, above a set job value. Check with the Secretary of State.
How do I prevent frozen pipes?
Insulate exposed pipes and keep heat on.
How often does North Dakota have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 38 major disaster declarations in North Dakota for weather and fire events: 22 severe storms, 11 floods, 2 snowstorms, 1 fire, 1 winter storm and 1 tornado. Over the same period, policyholders filed 4,841 flood insurance claims through the National Flood Insurance Program.
Services in North Dakota
Nearby: Kansas, Nebraska, Oklahoma, South Dakota
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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