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Northeast

Water damage restoration in New Hampshire

Restoration companies in our network serve 238 New Hampshire cities and 261 ZIP codes. Call and we'll connect you with one that covers yours.

Check a New Hampshire ZIP

New Hampshire water damage

What causes water damage in New Hampshire

New Hampshire homes range from 19th-century mill-town housing in Manchester and Nashua to newer subdivisions in the southern tier. Cold winters mean frozen and burst pipes, ice dams on older, poorly insulated roofs, and basements that take on water during spring melt. Many homes outside the cities use private wells.

Burst pipes in cold snaps

Pipes in exterior walls, over garages and in crawl spaces are most at risk during multi-day subzero stretches.

Ice dams

Older capes and colonials with little attic insulation are prone to ice dams that push water into top-floor ceilings.

Wet basements

Spring thaw and heavy rain saturate soil around foundations, and many basements rely on a sump pump to stay dry.

Water damage risk by season in New Hampshire

New Hampshire's winter is its main risk season: frozen pipes, ice dams and heavy snow loads on roofs. Spring snowmelt and rain raise rivers and groundwater, flooding basements in March and April. Heavy summer rain has caused flash flooding in the hills and valleys, and tropical storm remnants occasionally bring flooding rain in late summer.

Licensing, permits and insurance in New Hampshire

Building permits are issued by each city or town. Private wells should be tested after flooding that reaches the wellhead. If you rent, report water damage to the landlord in writing and keep copies.

FEMA records

Storm, flood and fire disasters in New Hampshire since 2000

FEMA has issued 32 major disaster declarations in New Hampshire for weather and fire events since 2000, and New Hampshire policyholders filed 2,650 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.

Disaster declarations
32
NFIP flood claims
2,650
Severe Storm declarations
23
Flood declarations
3

The incidents behind these declarations most often began in July, March and October.

Most recent declarations

  • 2024Severe Storm and Flooding (DR-4812, severe storm)
  • 2024Severe Winter Storm and Flooding (DR-4799, winter storm)
  • 2024Severe Storms and Flooding (DR-4771, severe storm)
  • 2024Severe Storm and Flooding (DR-4761, severe storm)

Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.

Counties with the most covered ZIP codes

  • Hillsborough County17 ZIPs · 6 cities
  • Merrimack County9 ZIPs · 6 cities
  • Carroll County9 ZIPs · 9 cities
  • Strafford County8 ZIPs · 4 cities
  • Grafton County7 ZIPs · 6 cities
  • Rockingham County6 ZIPs · 3 cities
  • Cheshire County5 ZIPs · 4 cities
  • Coos County3 ZIPs · 3 cities

New Hampshire city pages

Coverage

New Hampshire cities we cover

Largest communities first. Coverage is by ZIP, so check yours above.

  • Nashua
  • Manchester
  • Portsmouth
  • Dover
  • Concord
  • Rochester
  • Keene
  • Laconia
  • Lebanon
  • West Lebanon
  • Claremont
  • Somersworth
  • Berlin
  • Franklin
  • Hooksett
  • Suncook
  • Merrimack
  • Goffstown
  • Tilton
  • Hampton
  • Kearsarge
  • North Conway
  • Woodsville
  • Contoocook
  • Sanbornville
  • Swanzey
  • West Swanzey
  • Seabrook
  • Groveton
  • North Haverhill
  • Center Ossipee
  • North Walpole
  • North Woodstock
  • Bath
  • Melvin Village
  • Mirror Lake
  • West Stewartstown
  • New Boston
  • Moultonborough
  • Francestown
All 238 covered New Hampshire cities

Acworth · Alstead · Alton · Alton Bay · Amherst · Andover · Antrim · Ashland · Ashuelot · Atkinson · Auburn · Barnstead · Barrington · Bartlett · Bath · Bedford · Belmont · Bennington · Berlin · Bethlehem · Bow · Bradford · Bretton Woods · Bristol · Brookline · Campton · Canaan · Candia · Canterbury · Center Barnstead · Center Conway · Center Harbor · Center Ossipee · Center Sandwich · Center Tuftonboro · Charlestown · Chester · Chesterfield · Chichester · Chocorua · Claremont · Colebrook · Concord · Contoocook · Conway · Cornish · Danbury · Danville · Deerfield · Derry · Dover · Drewsville · Dublin · Dunbarton · Durham · East Andover · East Hampstead · East Kingston · East Wakefield · Eaton Center · Effingham · Elkins · Enfield · Epping · Epsom · Errol · Etna · Exeter · Farmington · Fitzwilliam · Francestown · Franconia · Franklin · Freedom · Fremont · Georges Mills · Gilford · Gilmanton · Gilmanton Iron Works · Gilsum · Glen · Glencliff · Goffstown · Gorham · Goshen · Grafton · Grantham · Greenfield · Greenland · Greenville · Groveton · Hampstead · Hampton · Hampton Falls · Hancock · Hanover · Harrisville · Haverhill · Hebron · Henniker · Hill · Hillsborough · Hinsdale · Holderness · Hollis · Hooksett · Hudson · Intervale · Jackson · Jaffrey · Jefferson · Kearsarge · Keene · Kingston · Laconia · Lancaster · Lebanon · Lee · Lempster · Lincoln · Lisbon · Litchfield · Littleton · Londonderry · Loudon · Lyme · Lyndeborough · Madbury · Madison · Manchester · Marlborough · Marlow · Melvin Village · Meredith · Meriden · Merrimack · Milan · Milford · Milton · Milton Mills · Mirror Lake · Monroe · Mont Vernon · Moultonborough · Nashua · Nelson · New Boston · New Castle · New Durham · New Hampton · New Ipswich · New London · Newbury · Newfields · Newmarket · Newport · Newton · North Conway · North Hampton · North Haverhill · North Sandwich · North Stratford · North Sutton · North Walpole · North Woodstock · Northwood · Nottingham · Orford · Ossipee · Pelham · Peterborough · Piermont · Pike · Pittsburg · Pittsfield · Plainfield · Plaistow · Plymouth · Portsmouth · Randolph · Raymond · Rindge · Rochester · Rollinsford · Rumney · Rye · Rye Beach · Salem · Salisbury · Sanbornton · Sanbornville · Sandown · Seabrook · Silver Lake · Somersworth · South Acworth · South Sutton · South Tamworth · Spofford · Springfield · Stoddard · Strafford · Stratham · Sugar Hill · Sullivan · Sunapee · Suncook · Swanzey · Tamworth · Temple · Thornton · Tilton · Troy · Twin Mountain · Union · Walpole · Warner · Warren · Washington · Waterville Valley · Weare · Wentworth · West Chesterfield · West Lebanon · West Nottingham · West Ossipee · West Stewartstown · West Swanzey · Westmoreland · Whitefield · Wilmot · Wilton · Winchester · Windham · Wolfeboro · Wonalancet · Woodstock · Woodsville

FAQ

New Hampshire water damage questions

How fast should a flooded New Hampshire basement be dried?

Start within 24 to 48 hours. Cold basements dry slowly, so dehumidifiers matter more than fans alone.

Should I test my well after a flood?

Yes. If floodwater reached the wellhead, disinfect and test the well before drinking the water.

How often does New Hampshire have federally declared storm, flood or fire disasters?

Since 2000, FEMA has issued 32 major disaster declarations in New Hampshire for weather and fire events: 23 severe storms, 3 floods, 2 hurricanes, 1 winter storm, 1 snowstorm, 1 coastal storm and 1 ice storm. Over the same period, policyholders filed 2,650 flood insurance claims through the National Flood Insurance Program.

Services in New Hampshire

Nearby: Connecticut, Maine, Massachusetts, New York, Rhode Island

Water where it shouldn't be?

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