Midwest
Water damage restoration in Iowa
Restoration companies in our network serve 120 Iowa cities and 123 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Iowa ZIP
Iowa water damage
What causes water damage in Iowa
Iowa coverage includes Council Bluffs, Fort Dodge and other communities. River flooding, severe thunderstorms, derechos and cold winters drive most water damage. Most homes have basements.
River flooding
The Missouri and other rivers flood low-lying areas.
Severe storms
Derechos and thunderstorms damage roofs.
Frozen pipes
Cold winters freeze pipes.
Water damage risk by season in Iowa
Iowa's spring is its riskiest season: snowmelt and heavy rain swell the Mississippi, Missouri, Cedar and Des Moines rivers, and saturated ground pushes water into basements. Severe thunderstorms, hail and derechos peak from May through August. Winters are long and cold, so frozen and burst pipes are common, as are ice dams on homes with little attic insulation.
Licensing, permits and insurance in Iowa
Iowa requires contractors to register with the Division of Labor. Permits come from the city or county.
FEMA records
Storm, flood and fire disasters in Iowa since 2000
FEMA has issued 41 major disaster declarations in Iowa for weather and fire events since 2000, and Iowa policyholders filed 9,024 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 41
- NFIP flood claims
- 9,024
- Severe Storm declarations
- 29
- Flood declarations
- 9
The incidents behind these declarations most often began in June, May and April.
Most recent declarations
- 2026Severe Storms and Flooding (DR-4942, severe storm)
- 2025Severe Winter Storm (DR-4870, winter storm)
- 2024Severe Storms, Flooding, Straight-Line Winds, and Tornadoes (DR-4796, severe storm)
- 2024Severe Storms, Tornadoes, and Flooding (DR-4784, severe storm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Pottawattamie County17 ZIPs · 15 cities
- Webster County13 ZIPs · 13 cities
- Sioux County13 ZIPs · 13 cities
- Shelby County10 ZIPs · 9 cities
- Humboldt County9 ZIPs · 9 cities
- Calhoun County9 ZIPs · 9 cities
- Mills County8 ZIPs · 8 cities
- Lyon County8 ZIPs · 8 cities
Iowa city pages
Coverage
Iowa cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Council Bluffs
- Fort Dodge
- Le Mars
- Sioux Center
- Webster City
- Orange City
- Sheldon
- Glenwood
- Harlan
- Humboldt
- Rock Valley
- Carter Lake
- Eagle Grove
- Sibley
- Clarion
- Rock Rapids
- Hawarden
- Rockwell City
- Hull
- Ogden
- Remsen
- Lake City
- Akron
- Manson
- Alton
- Avoca
- Oakland
- Walnut
- Malvern
- Sanborn
- Larchwood
- Treynor
- Neola
- George
- Primghar
- Gowrie
- Hospers
- Underwood
- Merrill
- Carson
All 120 covered Iowa cities
Akron · Alton · Alvord · Archer · Ashton · Avoca · Badger · Barnum · Beaver · Blairsburg · Boxholm · Boyden · Bradgate · Brunsville · Burnside · Callender · Carson · Carter Lake · Chatsworth · Churdan · Clare · Clarion · Council Bluffs · Crescent · Dakota City · Dana · Dayton · Defiance · Doon · Duncombe · Eagle Grove · Earling · Elk Horn · Emerson · Farnhamville · Fort Dodge · George · Gilmore City · Glenwood · Goldfield · Gowrie · Grand Junction · Granville · Hancock · Harcourt · Hardy · Harlan · Hastings · Hawarden · Henderson · Honey Creek · Hospers · Hull · Humboldt · Inwood · Ireton · Irwin · Jewell · Jolley · Kamrar · Kirkman · Knierim · Lake City · Larchwood · Le Mars · Lehigh · Lester · Little Rock · Livermore · Lohrville · Macedonia · Malvern · Manson · Matlock · Maurice · McClelland · Melvin · Merrill · Minden · Mineola · Moorland · Neola · Oakland · Ocheyedan · Ogden · Orange City · Otho · Oyens · Pacific Junction · Palmer · Panama · Paton · Pilot Mound · Pomeroy · Portsmouth · Primghar · Remsen · Renwick · Rock Rapids · Rock Valley · Rockwell City · Rutland · Sanborn · Shelby · Sheldon · Sibley · Silver City · Sioux Center · Somers · Stanhope · Stratford · Thor · Treynor · Underwood · Vincent · Walnut · Webster City · Westfield · Westphalia · Woolstock
FAQ
Iowa water damage questions
Do Iowa contractors need to register?
Yes, contractors generally must register with the Iowa Division of Labor.
Is river flooding covered?
Only with flood insurance.
How often does Iowa have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 41 major disaster declarations in Iowa for weather and fire events: 29 severe storms, 9 floods, 1 winter storm, 1 tornado and 1 ice storm. Over the same period, policyholders filed 9,024 flood insurance claims through the National Flood Insurance Program.
Services in Iowa
Nearby: Illinois, Indiana, Michigan, Minnesota, Missouri, Ohio, Wisconsin
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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