Northeast
Water damage restoration in Massachusetts
Restoration companies in our network serve 402 Massachusetts cities and 539 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Massachusetts ZIP
Massachusetts water damage
What causes water damage in Massachusetts
Massachusetts has some of the oldest housing in the country: triple-deckers, brick rowhouses and colonials with plaster walls, galvanized or cast-iron plumbing and fieldstone foundations. Nor'easters bring wind-driven rain and coastal flooding, and winter freezes split pipes in older, drafty buildings.
Multi-unit leaks
In triple-deckers and condos, one unit's leak often reaches the units below. Owners, associations and insurers each have a piece of the claim.
Plaster and lath
Plaster holds water differently from drywall and needs careful drying and, sometimes, specialized repair to match.
Nor'easters and coastal flooding
Storm surge and wind-driven rain affect coastal communities, and older basements take on groundwater after long storms.
Water damage risk by season in Massachusetts
Massachusetts' worst water damage comes in winter and early spring: frozen pipes in older, drafty homes, ice dams on roofs after heavy snow, and nor'easters that bring wind-driven rain and coastal flooding. Spring rain and snowmelt raise groundwater and flood basements. Hurricane remnants occasionally bring heavy rain and wind in late summer and fall.
Licensing, permits and insurance in Massachusetts
Massachusetts building permits are issued by local building departments under the statewide building code. Homes built before 1978 may have lead paint, so disturbing painted surfaces during repairs can require lead-safe work practices. Older plaster and pipe insulation may contain asbestos, so ask whether testing is needed before demolition.
FEMA records
Storm, flood and fire disasters in Massachusetts since 2000
FEMA has issued 19 major disaster declarations in Massachusetts for weather and fire events since 2000, and Massachusetts policyholders filed 13,698 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 19
- NFIP flood claims
- 13,698
- Severe Storm declarations
- 9
- Snowstorm declarations
- 3
The incidents behind these declarations most often began in March, January and October.
Most recent declarations
- 2026Severe Winter Storm and Snowstorm (DR-4919, winter storm)
- 2024Severe Storms and Flooding (DR-4780, flood)
- 2022Severe Winter Storm and Snowstorm (DR-4651, snowstorm)
- 2018Severe Winter Storm and Snowstorm (DR-4379, snowstorm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Suffolk County53 ZIPs · 18 cities
- Middlesex County48 ZIPs · 27 cities
- Worcester County31 ZIPs · 16 cities
- Hampden County30 ZIPs · 6 cities
- Barnstable County30 ZIPs · 29 cities
- Bristol County25 ZIPs · 16 cities
- Plymouth County23 ZIPs · 18 cities
- Essex County23 ZIPs · 9 cities
Massachusetts metro pages
Local services in Massachusetts
Massachusetts city pages
Coverage
Massachusetts cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Allston
- Boston
- Brighton
- Charlestown
- Chestnut Hill
- Dorchester
- Dorchester Center
- East Boston
- Hyde Park
- Jamaica Plain
- Mattapan
- Roslindale
- Roxbury
- Roxbury Crossing
- South Boston
- West Roxbury
- Worcester
- Indian Orchard
- Springfield
- New Bedford
- Cambridge
- Lowell
- Leominster
- Brockton
- Quincy
- Lynn
- East Freetown
- Fall River
- North Dartmouth
- Westport
- Auburndale
- Newton
- Newton Center
- Newton Highlands
- Newton Lower Falls
- Newton Upper Falls
- Newtonville
- Waban
- West Newton
- Lawrence
All 402 covered Massachusetts cities
Abington · Acton · Acushnet · Agawam · Allston · Amesbury · Amherst · Andover · Arlington · Ashburnham · Ashby · Ashland · Assonet · Athol · Attleboro · Attleboro Falls · Auburn · Auburndale · Avon · Ayer · Babson Park · Baldwinville · Barnstable · Barre · Bedford · Belchertown · Bellingham · Belmont · Berkley · Berlin · Beverly · Billerica · Blackstone · Blandford · Bolton · Bondsville · Boston · Boxborough · Boxford · Boylston · Braintree · Brewster · Bridgewater · Brighton · Brimfield · Brockton · Brookfield · Brookline · Burlington · Buzzards Bay · Byfield · Cambridge · Canton · Carlisle · Carver · Cataumet · Cedar Crest · Centerville · Charlestown · Charlton · Chatham · Chelmsford · Chelsea · Cherry Valley · Chester · Chesterfield · Chestnut Hill · Chicopee · Clinton · Cohasset · Concord · Cotuit · Cummaquid · Cummington · Danvers · Dedham · Dennis · Dennis Port · Devens · Dighton · Dorchester · Dorchester Center · Douglas · Dover · Dracut · Dudley · Dunstable · Duxbury · East Boston · East Bridgewater · East Brookfield · East Dennis · East Falmouth · East Freetown · East Harwich · East Longmeadow · East Orleans · East Sandwich · East Taunton · East Templeton · East Walpole · East Wareham · East Weymouth · Eastham · Easthampton · Essex · Everett · Fairhaven · Fall River · Falmouth · Fayville · Feeding Hills · Fiskdale · Fitchburg · Florence · Forestdale · Foxboro · Framingham · Franklin · Gardner · Georgetown · Gilbertville · Gloucester · Goshen · Grafton · Granby · Granville · Groton · Groveland · Hadley · Halifax · Hampden · Hanover · Hanscom Afb · Hanson · Hardwick · Harvard · Harwich · Harwich Port · Hatfield · Hathorne · Haverhill · Haydenville · Hingham · Holbrook · Holden · Holland · Holliston · Holyoke · Hopedale · Hopkinton · Hubbardston · Hudson · Hull · Humarock · Huntington · Hyannis · Hyannis Port · Hyde Park · Indian Orchard · Ipswich · Jamaica Plain · Jefferson · Kingston · Lakeville · Lancaster · Lawrence · Leeds · Leicester · Leominster · Lexington · Lincoln · Linwood · Littleton · Longmeadow · Lowell · Ludlow · Lunenburg · Lynn · Lynnfield · Malden · Manchester · Mansfield · Marblehead · Marion · Marlborough · Marshfield · Marshfield Hills · Marstons Mills · Mashpee · Mattapan · Mattapoisett · Maynard · Medfield · Medford · Medway · Melrose · Mendon · Merrimac · Methuen · Middleboro · Middleborough Center · Middlefield · Middleton · Milford · Millbury · Millis · Millville · Milton · Monponsett · Monson · Monument Beach · Nahant · Natick · Needham · Needham Heights · New Bedford · New Braintree · Newbury · Newburyport · Newton · Newton Center · Newton Highlands · Newton Lower Falls · Newton Upper Falls · Newtonville · Norfolk · North Andover · North Attleboro · North Billerica · North Brookfield · North Chatham · North Chelmsford · North Dartmouth · North Dighton · North Easton · North Falmouth · North Grafton · North Hatfield · North Oxford · North Pembroke · North Reading · North Truro · North Weymouth · Northampton · Northborough · Northbridge · Norton · Norwell · Norwood · Oakham · Onset · Orleans · Osterville · Oxford · Palmer · Paxton · Peabody · Pembroke · Pepperell · Petersham · Pinehurst · Plainfield · Plainville · Plymouth · Plympton · Pocasset · Prides Crossing · Princeton · Provincetown · Quincy · Randolph · Raynham · Raynham Center · Reading · Rehoboth · Revere · Rochdale · Rochester · Rockland · Rockport · Roslindale · Rowley · Roxbury · Roxbury Crossing · Royalston · Russell · Rutland · Sagamore · Sagamore Beach · Salem · Salisbury · Sandwich · Saugus · Scituate · Seekonk · Sharon · Sherborn · Shirley · Shrewsbury · Somerset · Somerville · South Barre · South Boston · South Carver · South Chatham · South Dartmouth · South Dennis · South Easton · South Grafton · South Hadley · South Hamilton · South Lancaster · South Walpole · South Wellfleet · South Weymouth · South Yarmouth · Southampton · Southborough · Southbridge · Southwick · Spencer · Springfield · Sterling · Stoneham · Stoughton · Stow · Sturbridge · Sudbury · Sutton · Swampscott · Swansea · Taunton · Templeton · Tewksbury · Thorndike · Three Rivers · Topsfield · Townsend · Truro · Tyngsboro · Upton · Uxbridge · Waban · Wakefield · Wales · Walpole · Waltham · Ware · Wareham · Warren · Watertown · Wayland · Webster · Wellesley · Wellesley Hills · Wellfleet · Wenham · West Barnstable · West Boylston · West Bridgewater · West Brookfield · West Chatham · West Chesterfield · West Dennis · West Falmouth · West Harwich · West Hatfield · West Hyannisport · West Newbury · West Newton · West Roxbury · West Springfield · West Townsend · West Wareham · West Warren · West Yarmouth · Westborough · Westfield · Westford · Westminster · Weston · Westport · Westport Point · Westwood · Weymouth · Wheelwright · Whitinsville · Whitman · Wilbraham · Williamsburg · Wilmington · Winchendon · Winchester · Winthrop · Woburn · Woods Hole · Worcester · Woronoco · Worthington · Wrentham · Yarmouth Port
FAQ
Massachusetts water damage questions
My upstairs neighbor's leak damaged my condo. Who pays?
It depends on the master policy, the association's bylaws and each owner's HO-6 policy. Notify the association and your insurer right away and document everything.
Can water-damaged plaster be saved?
Sometimes. Plaster that's firmly attached can often be dried in place. Plaster that has separated from the lath usually needs repair.
How often does Massachusetts have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 19 major disaster declarations in Massachusetts for weather and fire events: 9 severe storms, 3 snowstorms, 2 floods, 2 hurricanes, 1 winter storm, 1 tornado and 1 ice storm. Over the same period, policyholders filed 13,698 flood insurance claims through the National Flood Insurance Program.
Services in Massachusetts
Nearby: Connecticut, Maine, New Hampshire, New York, Rhode Island
Water where it shouldn't be?
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