Northeast
Water damage restoration in New York
Restoration companies in our network serve 279 New York cities and 580 ZIP codes. Call and we'll connect you with one that covers yours.
Check a New York ZIP
New York water damage
What causes water damage in New York
Our New York coverage is concentrated in Westchester and Long Island, where housing ranges from prewar apartment buildings and Tudors to postwar capes and ranches with finished basements. Nor'easters, tropical remnants and heavy summer downpours cause basement and street flooding, and winter freezes still split pipes.
Flash flooding
Intense rain has overwhelmed storm drains in recent years, sending water into basement apartments and finished lower levels.
Coastal flooding on Long Island
South Shore communities are exposed to storm surge, as Superstorm Sandy showed in 2012.
Apartment and co-op leaks
Leaks between units involve the building, the shareholder or owner, and each party's insurance.
Water damage risk by season in New York
New York's coastal areas face storm surge from tropical storms and nor'easters, while inland the risk is river flooding from heavy rain and snowmelt. Summer thunderstorms overwhelm older sewer systems in New York City and other cities, flooding basements. Upstate winters bring frozen pipes, ice dams and heavy snow loads, and lake-effect snow near Buffalo and Syracuse adds to roof strain.
Licensing, permits and insurance in New York
Building permits are issued by the city, town or village building department. Some New York jurisdictions have their own rules for mold assessment and remediation, so ask the contractor what applies to your address. Co-op and condo boards may require contractor insurance certificates before work starts.
FEMA records
Storm, flood and fire disasters in New York since 2000
FEMA has issued 43 major disaster declarations in New York for weather and fire events since 2000, and New York policyholders filed 112,261 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 43
- NFIP flood claims
- 112,261
- Severe Storm declarations
- 23
- Flood declarations
- 6
The incidents behind these declarations most often began in August, September and April.
Most recent declarations
- 2024Severe Storm and Flooding (DR-4839, severe storm)
- 2024Remnants Of Tropical Storm Debby (DR-4825, tropical storm)
- 2024Severe Storm and Flooding (DR-4818, tropical storm)
- 2024Severe Storm, Tornadoes, and Flooding (DR-4814, flood)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Queens County228 ZIPs · 40 cities
- Suffolk County108 ZIPs · 103 cities
- Nassau County83 ZIPs · 64 cities
- Westchester County66 ZIPs · 50 cities
- Kings County38 ZIPs · 1 city
- Bronx County25 ZIPs · 1 city
- Richmond County13 ZIPs · 1 city
- Orange County1 ZIPs · 1 city
Local services in New York
New York city pages
Coverage
New York cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Arverne
- Astoria
- Bayside
- Breezy Point
- Cambria Heights
- College Point
- Corona
- East Elmhurst
- Elmhurst
- Far Rockaway
- Flushing
- Forest Hills
- Fresh Meadows
- Glen Oaks
- Hollis
- Howard Beach
- Jackson Heights
- Jamaica
- Kew Gardens
- Little Neck
- Long Island City
- Maspeth
- Middle Village
- New York
- Oakland Gardens
- Ozone Park
- Queens Village
- Rego Park
- Richmond Hill
- Ridgewood
- Rockaway Park
- Rosedale
- Saint Albans
- South Ozone Park
- South Richmond Hill
- Springfield Gardens
- Sunnyside
- Whitestone
- Woodhaven
- Woodside
All 279 covered New York cities
Albertson · Amagansett · Amawalk · Amityville · Aquebogue · Ardsley · Ardsley On Hudson · Armonk · Arverne · Astoria · Atlantic Beach · Babylon · Baldwin · Baldwin Place · Bay Shore · Bayport · Bayside · Bayville · Bedford · Bedford Hills · Bellerose · Bellmore · Bellport · Bethpage · Blue Point · Bohemia · Breezy Point · Brentwood · Briarcliff Manor · Bridgehampton · Brightwaters · Bronx · Bronxville · Brookhaven · Brooklyn · Buchanan · Calverton · Cambria Heights · Carle Place · Cedarhurst · Center Moriches · Centereach · Centerport · Central Islip · Chappaqua · Cold Spring Harbor · College Point · Commack · Copiague · Coram · Corona · Cortlandt Manor · Crompond · Cross River · Croton Falls · Croton On Hudson · Crugers · Cutchogue · Deer Park · Dobbs Ferry · East Elmhurst · East Hampton · East Islip · East Marion · East Meadow · East Moriches · East Northport · East Norwich · East Quogue · East Rockaway · East Setauket · Eastchester · Eastport · Elmhurst · Elmont · Elmsford · Far Rockaway · Farmingdale · Farmingville · Fishers Island · Floral Park · Flushing · Forest Hills · Franklin Square · Freeport · Fresh Meadows · Garden City · Glen Cove · Glen Head · Glen Oaks · Glenwood Landing · Goldens Bridge · Granite Springs · Great Neck · Great Neck Estates · Great River · Greenlawn · Greenport · Greenvale · Hampton Bays · Harrison · Hartsdale · Hastings On Hudson · Hauppauge · Hawthorne · Hempstead · Hewlett · Hicksville · Holbrook · Hollis · Holtsville · Howard Beach · Huntington · Huntington Station · Inwood · Irvington · Island Park · Islandia · Islip · Islip Terrace · Jackson Heights · Jamaica · Jamesport · Jefferson Valley · Jericho · Katonah · Kew Gardens · Kings Park · Lake Grove · Larchmont · Laurel · Lawrence · Levittown · Lincolndale · Lindenhurst · Little Neck · Locust Valley · Long Beach · Long Island City · Lynbrook · Malverne · Mamaroneck · Manhasset · Manorville · Maryknoll · Maspeth · Massapequa · Massapequa Park · Mastic · Mastic Beach · Mattituck · Medford · Melville · Merrick · Middle Island · Middle Village · Mill Neck · Miller Place · Millwood · Mineola · Mohegan Lake · Montauk · Montrose · Moriches · Mount Kisco · Mount Sinai · Mount Vernon · Nesconset · New Hyde Park · New Rochelle · New Suffolk · New York · North Babylon · North Salem · Northport · Noyack · Oakdale · Oakland Gardens · Ocean Beach · Oceanside · Old Bethpage · Old Westbury · Orient · Ossining · Oyster Bay · Ozone Park · Patchogue · Peconic · Peekskill · Pelham · Plainview · Pleasantville · Point Lookout · Port Chester · Port Jefferson · Port Jefferson Station · Port Washington · Pound Ridge · Purchase · Purdys · Queens Village · Quogue · Rego Park · Remsenburg · Richmond Hill · Ridge · Ridgewood · Riverhead · Rockaway Park · Rockville Centre · Rocky Point · Ronkonkoma · Roosevelt · Rosedale · Roslyn · Roslyn Heights · Rye · Sag Harbor · Sagaponack · Saint Albans · Saint James · Sayville · Scarsdale · Sea Cliff · Seaford · Selden · Shelter Island · Shelter Island Heights · Shenorock · Shirley · Shoreham · Shrub Oak · Smithtown · Somers · Sound Beach · South Jamesport · South Ozone Park · South Richmond Hill · South Salem · Southampton · Southold · Speonk · Springfield Gardens · Staten Island · Stony Brook · Sunnyside · Syosset · Tarrytown · Thornwood · Tuckahoe · Uniondale · Upton · Valhalla · Valley Stream · Verplanck · Waccabuc · Wading River · Wainscott · Wantagh · Water Mill · West Babylon · West Harrison · West Hempstead · West Islip · West Sayville · Westbury · Westhampton · Westhampton Beach · White Plains · Whitestone · Williston Park · Woodbury · Woodhaven · Woodmere · Woodside · Wyandanch · Yaphank · Yonkers · Yorktown Heights
FAQ
New York water damage questions
Does my co-op cover water damage from another unit?
It depends on the proprietary lease and the building's policy. Notify management immediately and your own HO-6 or renters insurer.
What should I do if my basement floods in a downpour?
Stay out if water is near outlets, shut off power to the basement if safe, and start extraction as soon as the water stops rising.
How often does New York have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 43 major disaster declarations in New York for weather and fire events: 23 severe storms, 6 floods, 5 hurricanes, 4 snowstorms, 2 tropical storms, 1 tornado, 1 ice storm and 1 fire. Over the same period, policyholders filed 112,261 flood insurance claims through the National Flood Insurance Program.
Services in New York
Nearby: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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