Midwest
Water damage restoration in Indiana
Restoration companies in our network serve 324 Indiana cities and 453 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Indiana ZIP
Indiana water damage
What causes water damage in Indiana
Indiana coverage centers on Indianapolis and extends statewide. Homes have basements, crawl spaces and slabs. Spring storms, river flooding, freezing winters and sump pump failures are the main causes of water damage.
Sump pump failure
Storm power outages stop sump pumps in basements.
River flooding
White River and other waterways flood low-lying areas.
Frozen pipes
Cold snaps freeze pipes in crawl spaces.
Water damage risk by season in Indiana
Indiana's flooding risk is highest in late winter and spring, when rain on frozen or saturated ground sends rivers and creeks over their banks and fills basements. Severe thunderstorms and tornadoes peak from April through June. Winter brings ice storms and hard freezes that split pipes in crawl spaces and exterior walls, especially during multi-day stretches below zero.
Licensing, permits and insurance in Indiana
Indiana doesn't license general contractors statewide; Indianapolis and some cities require local licensing. Plumbers are licensed by the state.
FEMA records
Storm, flood and fire disasters in Indiana since 2000
FEMA has issued 22 major disaster declarations in Indiana for weather and fire events since 2000, and Indiana policyholders filed 12,368 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 22
- NFIP flood claims
- 12,368
- Severe Storm declarations
- 18
- Flood declarations
- 3
The incidents behind these declarations most often began in January, March and August.
Most recent declarations
- 2026Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4933, flood)
- 2025Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4882, flood)
- 2023Severe Storms, Straight-Line Winds, and Tornadoes (DR-4704, severe storm)
- 2018Severe Storms and Flooding (DR-4363, flood)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Marion County57 ZIPs · 5 cities
- Vanderburgh County31 ZIPs · 1 city
- Clark County18 ZIPs · 11 cities
- Tippecanoe County17 ZIPs · 10 cities
- Madison County17 ZIPs · 10 cities
- Hamilton County14 ZIPs · 8 cities
- Wayne County14 ZIPs · 13 cities
- Henry County14 ZIPs · 14 cities
Indiana metro pages
Local services in Indiana
Indiana city pages
Coverage
Indiana cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Camby
- Indianapolis
- West Newton
- Evansville
- Lafayette
- Bloomington
- Fishers
- Carmel
- Muncie
- Anderson
- Noblesville
- Greenwood
- Kokomo
- Oakford
- Westfield
- Jeffersonville
- Lawrence
- West Lafayette
- New Albany
- Plainfield
- Richmond
- Zionsville
- Brownsburg
- Marion
- Franklin
- Greenfield
- Munster
- Highland
- Avon
- Clarksville
- Lebanon
- New Castle
- Vincennes
- Crawfordsville
- Jasper
- Frankfort
- Beech Grove
- Connersville
- Whitestown
- Washington
All 324 covered Indiana cities
Advance · Alamo · Albany · Alexandria · Amo · Anderson · Arcadia · Arlington · Atlanta · Aurora · Avon · Bainbridge · Bargersville · Bath · Battle Ground · Beech Grove · Bennington · Bethlehem · Bicknell · Birdseye · Bloomfield · Bloomington · Boonville · Borden · Boston · Bowling Green · Brooklyn · Brookville · Brownsburg · Brownsville · Bruceville · Buck Creek · Cambridge City · Camby · Cannelburg · Carmel · Carrollton · Carthage · Cedar Grove · Celestine · Centerville · Chandler · Charlestown · Charlottesville · Chrisney · Cicero · Clarks Hill · Clarksburg · Clarksville · Clayton · Cloverdale · Coal City · Coatesville · Colfax · Connersville · Corydon · Crane · Crawfordsville · Cynthiana · Dale · Daleville · Danville · Darlington · Dayton · Decker · Dillsboro · Dublin · Dubois · Dunreith · East Enterprise · Eaton · Economy · Edinburgh · Edwardsport · Elberfeld · Ellettsville · Elnora · Elwood · Eminence · Evanston · Evansville · Fairmount · Falmouth · Farmland · Ferdinand · Fillmore · Fishers · Florence · Floyds Knobs · Forest · Fort Branch · Fortville · Fountain City · Fowlerton · Francisco · Frankfort · Franklin · Frankton · Freedom · Freelandville · French Lick · Gas City · Gaston · Gentryville · Georgetown · Glenwood · Goldsmith · Gosport · Grandview · Greencastle · Greenfield · Greens Fork · Greensboro · Greensburg · Greentown · Greenville · Greenwood · Griffin · Guilford · Hagerstown · Harrodsburg · Haubstadt · Hazleton · Helmsburg · Hemlock · Henryville · Highland · Hobbs · Holland · Homer · Huntingburg · Indianapolis · Ingalls · Jamestown · Jasonville · Jasper · Jeffersonville · Jonesboro · Kempton · Kennard · Kirklin · Knightstown · Kokomo · Ladoga · Lafayette · Lamar · Lanesville · Lapel · Laurel · Lawrence · Lawrenceburg · Lebanon · Lewisville · Liberty · Lincoln City · Linden · Linton · Lizton · Loogootee · Losantville · Lynn · Lynnville · Lyons · Mackey · Manilla · Marion · Markleville · Martinsville · Marysville · Matthews · Maxwell · Mays · McCordsville · Memphis · Metamora · Michigantown · Middletown · Midland · Milroy · Milton · Modoc · Monroe City · Monrovia · Montgomery · Montmorenci · Mooreland · Moores Hill · Mooresville · Morgantown · Mount Summit · Mount Vernon · Mulberry · Muncie · Munster · Nabb · Nashville · Needham · New Albany · New Castle · New Harmony · New Lisbon · New Market · New Palestine · New Point · New Richmond · New Ross · New Trenton · New Washington · Newberry · Newburgh · Nineveh · Noblesville · North Salem · Oakford · Oakland City · Oaktown · Oakville · Odon · Oldenburg · Orestes · Otisco · Otwell · Owensburg · Owensville · Paragon · Parker City · Patoka · Patricksburg · Patriot · Pendleton · Pershing · Petersburg · Pittsboro · Plainfield · Plainville · Poland · Poseyville · Princeton · Putnamville · Quincy · Ragsdale · Reelsville · Richland · Richmond · Ridgeville · Rising Sun · Roachdale · Rockport · Romney · Rossville · Rushville · Russellville · Russiaville · Saint Anthony · Saint Meinrad · Saint Paul · Sandborn · Santa Claus · Saratoga · Schnellville · Scotland · Sellersburg · Selma · Sharpsville · Sheridan · Shirley · Shoals · Smithville · Solsberry · Somerville · Spencer · Spiceland · Springport · Spurgeon · Stanford · Stendal · Stilesville · Stinesville · Stockwell · Straughn · Sulphur Springs · Summitville · Swayzee · Sweetser · Switz City · Tennyson · Thorntown · Tipton · Trafalgar · Underwood · Union City · Unionville · Upland · Van Buren · Velpen · Vevay · Vincennes · Wadesville · Walton · Washington · Waveland · Waynetown · Webster · West College Corner · West Harrison · West Lafayette · West Middleton · West Newton · Westfield · Westphalia · Westpoint · Westport · Wheatland · Whiteland · Whitestown · Wilkinson · Williamsburg · Winchester · Windfall · Wingate · Winslow · Worthington · Yorktown · Zionsville
FAQ
Indiana water damage questions
Do I need a backup sump pump?
If your basement depends on one, a battery backup is a common safeguard.
Does Indiana license contractors?
Not statewide for general contractors. Check city requirements.
How often does Indiana have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 22 major disaster declarations in Indiana for weather and fire events: 18 severe storms, 3 floods and 1 tornado. Over the same period, policyholders filed 12,368 flood insurance claims through the National Flood Insurance Program.
Services in Indiana
Nearby: Illinois, Iowa, Michigan, Minnesota, Missouri, Ohio, Wisconsin
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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