Southeast
Water damage restoration in Tennessee
Restoration companies in our network serve 522 Tennessee cities and 752 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Tennessee ZIP
Tennessee water damage
What causes water damage in Tennessee
Tennessee coverage centers on Nashville and extends across the state. Homes sit on crawl spaces, slabs and, in hilly areas, basements. Severe thunderstorms and flash flooding, including the 2010 and 2021 floods in Middle Tennessee, plus occasional hard freezes, drive most losses.
Flash flooding
Intense rain floods creeks and low-lying neighborhoods quickly.
Crawl space water
Poor drainage and humidity keep crawl spaces damp.
Freezes
Occasional deep freezes split pipes in crawl spaces and exterior walls.
Water damage risk by season in Tennessee
Tennessee sees severe storms and tornadoes in spring and again in late fall, and heavy rain events can bring sudden, severe flooding, as Nashville saw in 2010 and Middle Tennessee saw in 2021. Tropical storm remnants add heavy rain in late summer and fall. Winter ice storms and cold snaps freeze pipes in crawl spaces and older homes.
Licensing, permits and insurance in Tennessee
Tennessee licenses contractors through the Board for Licensing Contractors; home improvement contractors may need a separate license in some counties. Permits come from local codes departments.
FEMA records
Storm, flood and fire disasters in Tennessee since 2000
FEMA has issued 48 major disaster declarations in Tennessee for weather and fire events since 2000, and Tennessee policyholders filed 12,868 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 48
- NFIP flood claims
- 12,868
- Severe Storm declarations
- 35
- Severe Ice Storm declarations
- 4
The incidents behind these declarations most often began in February, April and March.
Most recent declarations
- 2026Severe Winter Storm (DR-4898, winter storm)
- 2025Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4878, severe storm)
- 2024Tropical Storm Helene (DR-4832, tropical storm)
- 2024Severe Storms, Tornadoes, and Flooding (DR-4792, severe storm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Shelby County75 ZIPs · 8 cities
- Davidson County47 ZIPs · 7 cities
- Hamilton County32 ZIPs · 11 cities
- Knox County30 ZIPs · 5 cities
- Rutherford County14 ZIPs · 7 cities
- Sullivan County12 ZIPs · 5 cities
- Sumner County11 ZIPs · 9 cities
- Washington County10 ZIPs · 4 cities
Tennessee metro pages
Local services in Tennessee
- Flood Damage Restoration in Memphis
- Flood Damage Restoration in Knoxville
- Flood Damage Restoration in Chattanooga
- Flood Damage Restoration in Clarksville
- Flood Damage Restoration in Murfreesboro
- Emergency Water Extraction in Memphis
- Emergency Water Extraction in Knoxville
- Emergency Water Extraction in Chattanooga
- Emergency Water Extraction in Clarksville
- Emergency Water Extraction in Murfreesboro
- Burst Pipe Cleanup in Memphis
- Burst Pipe Cleanup in Knoxville
- Burst Pipe Cleanup in Chattanooga
- Burst Pipe Cleanup in Clarksville
- Burst Pipe Cleanup in Murfreesboro
Tennessee city pages
Coverage
Tennessee cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Antioch
- Hermitage
- Joelton
- Madison
- Nashville
- Old Hickory
- Whites Creek
- Cordova
- Memphis
- Knoxville
- Chattanooga
- Hixson
- Lupton City
- Clarksville
- Murfreesboro
- Johnson City
- Kingsport
- Franklin
- Morristown
- Jackson
- Bristol
- Cleveland
- Spring Hill
- Thompsons Station
- Hendersonville
- Ellendale
- Smyrna
- Collierville
- Gallatin
- Brentwood
- Columbia
- Lebanon
- Mount Juliet
- Germantown
- La Vergne
- Cookeville
- Oak Ridge
- Maryville
- Shelbyville
- Farragut
All 522 covered Tennessee cities
Adams · Adamsville · Afton · Alamo · Alcoa · Alexandria · Allardt · Allons · Allred · Alpine · Altamont · Andersonville · Antioch · Apison · Ardmore · Arlington · Arrington · Ashland City · Athens · Atoka · Atwood · Auburntown · Bath Springs · Baxter · Bean Station · Beech Bluff · Beechgrove · Beersheba Springs · Belfast · Bell Buckle · Bells · Belvidere · Benton · Bethel Springs · Bethpage · Big Rock · Big Sandy · Birchwood · Blaine · Bloomington Springs · Blountville · Bluff City · Bogota · Bolivar · Bon Aqua · Bradford · Bradyville · Brentwood · Briceville · Brighton · Bristol · Brownsville · Bruceton · Brush Creek · Buchanan · Buena Vista · Buffalo Valley · Bulls Gap · Bumpus Mills · Burlison · Burns · Butler · Bybee · Byrdstown · Calhoun · Camden · Campaign · Carthage · Caryville · Castalian Springs · Cedar Grove · Cedar Hill · Celina · Centerville · Chapel Hill · Chapmansboro · Charleston · Charlotte · Chattanooga · Chestnut Mound · Christiana · Chuckey · Church Hill · Clairfield · Clarkrange · Clarksville · Cleveland · Clifton · Clinton · Coalfield · Coalmont · College Grove · Collegedale · Collierville · Collinwood · Columbia · Conasauga · Cookeville · Copperhill · Cordova · Cornersville · Corryton · Cosby · Cottage Grove · Cottontown · Counce · Covington · Cowan · Crab Orchard · Crawford · Crockett Mills · Cross Plains · Crossville · Crump · Culleoka · Cumberland City · Cumberland Furnace · Cumberland Gap · Cunningham · Cypress Inn · Dandridge · Darden · Dayton · Decatur · Decaturville · Decherd · Deer Lodge · Del Rio · Delano · Dellrose · Denmark · Dickson · Dixon Springs · Dover · Dowelltown · Doyle · Dresden · Drummonds · Duck River · Ducktown · Duff · Dukedom · Dunlap · Dyer · Dyersburg · Eads · Eagan · Eagleville · Eidson · Elgin · Elizabethton · Elkton · Ellendale · Elmwood · Elora · Englewood · Enville · Erin · Erwin · Estill Springs · Ethridge · Etowah · Eva · Evensville · Fairview · Fall Branch · Farner · Farragut · Fayetteville · Finger · Finley · Five Points · Flag Pond · Flintville · Frankewing · Franklin · Friendship · Friendsville · Gadsden · Gainesboro · Gallatin · Gallaway · Gates · Gatlinburg · Georgetown · Germantown · Gibson · Gleason · Goodlettsville · Goodspring · Gordonsville · Grand Junction · Grandview · Granville · Graysville · Greenback · Greenbrier · Greeneville · Greenfield · Grimsley · Gruetli Laager · Guild · Guys · Halls · Hampshire · Hampton · Harriman · Harrison · Harrogate · Hartford · Hartsville · Heiskell · Helenwood · Henderson · Hendersonville · Henning · Henry · Hermitage · Hickman · Hickory Valley · Hilham · Hillsboro · Hixson · Hohenwald · Holladay · Hollow Rock · Hornbeak · Hornsby · Humboldt · Huntingdon · Huntland · Huntsville · Huron · Hurricane Mills · Indian Mound · Iron City · Jacks Creek · Jacksboro · Jackson · Jamestown · Jasper · Jefferson City · Jellico · Joelton · Johnson City · Jonesborough · Kelso · Kenton · Kingsport · Kingston · Kingston Springs · Knoxville · Kodak · Kyles Ford · La Follette · La Grange · La Vergne · Lafayette · Lancaster · Lancing · Lascassas · Laurel Bloomery · Lavinia · Lawrenceburg · Lebanon · Lenoir City · Lenox · Leoma · Lewisburg · Lexington · Liberty · Limestone · Linden · Livingston · Lobelville · Lookout Mountain · Loretto · Loudon · Louisville · Lupton City · Luray · Luttrell · Lutts · Lyles · Lynchburg · Lynnville · Madison · Madisonville · Manchester · Mansfield · Martin · Maryville · Mascot · Mason · Maury City · Maynardville · McDonald · McEwen · McKenzie · McLemoresville · McMinnville · Medina · Medon · Memphis · Mercer · Michie · Middleton · Midway · Milan · Milledgeville · Milligan College · Millington · Milton · Minor Hill · Mitchellville · Mohawk · Monroe · Monteagle · Monterey · Mooresburg · Morris Chapel · Morrison · Morristown · Moscow · Mosheim · Moss · Mount Carmel · Mount Juliet · Mount Pleasant · Mountain City · Mulberry · Munford · Murfreesboro · Nashville · New Johnsonville · New Market · New Tazewell · Newbern · Newcomb · Newport · Niota · Nolensville · Normandy · Norris · Nunnelly · Oak Ridge · Oakdale · Oakfield · Oakland · Obion · Ocoee · Old Fort · Old Hickory · Olivehill · Oliver Springs · Oneida · Only · Ooltewah · Orlinda · Pall Mall · Palmer · Palmersville · Palmyra · Paris · Parrottsville · Parsons · Pegram · Pelham · Petersburg · Petros · Philadelphia · Pickwick Dam · Pigeon Forge · Pikeville · Piney Flats · Pinson · Pioneer · Pleasant Hill · Pleasant Shade · Pleasant View · Pocahontas · Portland · Powder Springs · Powell · Primm Springs · Prospect · Pruden · Pulaski · Puryear · Quebeck · Ramer · Readyville · Reagan · Red Boiling Springs · Reliance · Riceville · Rickman · Riddleton · Ridgely · Ridgetop · Ripley · Rives · Roan Mountain · Robbins · Rock Island · Rockford · Rockvale · Rockwood · Rocky Top · Rogersville · Rossville · Rugby · Russellville · Rutherford · Rutledge · Saint Joseph · Sale Creek · Saltillo · Samburg · Santa Fe · Sardis · Saulsbury · Savannah · Scotts Hill · Selmer · Sequatchie · Sevierville · Sewanee · Seymour · Shady Valley · Sharon · Sharps Chapel · Shelbyville · Sherwood · Shiloh · Signal Mountain · Silver Point · Slayden · Smithville · Smyrna · Sneedville · Soddy Daisy · Somerville · South Fulton · South Pittsburg · Southside · Sparta · Speedwell · Spencer · Spring City · Spring Hill · Springfield · Springville · Stanton · Stantonville · Stewart · Strawberry Plains · Sugar Tree · Summertown · Sunbright · Surgoinsville · Sweetwater · Taft · Talbott · Tallassee · Tazewell · Telford · Tellico Plains · Ten Mile · Tennessee Ridge · Thompsons Station · Thorn Hill · Tigrett · Tiptonville · Toone · Townsend · Tracy City · Trade · Trenton · Trezevant · Trimble · Troy · Tullahoma · Turtletown · Unicoi · Union City · Unionville · Vanleer · Viola · Vonore · Walland · Walling · Wartburg · Wartrace · Washburn · Watauga · Watertown · Waverly · Waynesboro · Westmoreland · Westpoint · Westport · White Bluff · White House · White Pine · Whites Creek · Whitesburg · Whiteside · Whiteville · Whitleyville · Whitwell · Wilder · Wildersville · Williamsport · Williston · Winchester · Winfield · Woodbury · Woodlawn · Wynnburg · Yorkville · Yuma
FAQ
Tennessee water damage questions
How do I check a Tennessee contractor license?
Use the Tennessee Department of Commerce and Insurance license search.
Is flash flood damage covered?
Typically only with flood insurance. Homeowners policies usually exclude it.
How often does Tennessee have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 48 major disaster declarations in Tennessee for weather and fire events: 35 severe storms, 4 ice storms, 3 tornadoes, 2 winter storms, 2 floods, 1 tropical storm and 1 fire. Over the same period, policyholders filed 12,868 flood insurance claims through the National Flood Insurance Program.
Services in Tennessee
Nearby: Alabama, Florida, Georgia, Kentucky, North Carolina, South Carolina
Water where it shouldn't be?
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