Midwest
Water damage restoration in Michigan
Restoration companies in our network serve 521 Michigan cities and 733 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Michigan ZIP
Michigan water damage
What causes water damage in Michigan
Michigan coverage includes metro Detroit, Grand Rapids and Lansing. Most homes have basements, and metro Detroit's older sewer systems have backed up during severe rain, including the 2014 and 2021 floods. Hard winters freeze pipes and build ice dams.
Sewer and basement flooding
Heavy rain overwhelms sewers, sending water up basement floor drains.
Ice dams
Snow and cold create ice dams that push water into ceilings.
Frozen pipes
Deep cold freezes pipes in exterior walls.
Water damage risk by season in Michigan
Michigan's long winters bring frozen pipes and ice dams, and spring snowmelt and rain raise groundwater and fill basements. Heavy summer thunderstorms have overwhelmed sewer systems in Detroit-area communities, backing water up into thousands of basements at once. Lakeshore areas also deal with high water and storm-driven waves.
Licensing, permits and insurance in Michigan
Michigan licenses residential builders and maintenance and alteration contractors through LARA. Permits come from the local building department.
FEMA records
Storm, flood and fire disasters in Michigan since 2000
FEMA has issued 13 major disaster declarations in Michigan for weather and fire events since 2000, and Michigan policyholders filed 7,206 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 13
- NFIP flood claims
- 7,206
- Flood declarations
- 6
- Severe Storm declarations
- 5
The incidents behind these declarations most often began in June, April and May.
Most recent declarations
- 2026Severe Storms, Tornadoes, and Flooding (DR-4925, flood)
- 2025Severe Winter Storm (DR-4880, ice storm)
- 2024Severe Storms, Tornadoes, and Flooding (DR-4757, flood)
- 2021Severe Storms, Flooding, and Tornadoes (DR-4607, severe storm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Oakland County65 ZIPs · 29 cities
- Wayne County63 ZIPs · 27 cities
- Kent County42 ZIPs · 15 cities
- Macomb County33 ZIPs · 15 cities
- Ingham County32 ZIPs · 11 cities
- Genesee County29 ZIPs · 14 cities
- Kalamazoo County20 ZIPs · 10 cities
- Saginaw County20 ZIPs · 11 cities
Michigan metro pages
Local services in Michigan
Michigan city pages
Coverage
Michigan cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Detroit
- Redford
- Grand Rapids
- Lansing
- Ann Arbor
- Flint
- Kalamazoo
- Nazareth
- Muskegon
- South Lyon
- Warren
- Sterling Heights
- Saginaw
- Dearborn
- Holland
- Livonia
- Troy
- Westland
- Port Huron
- Wyoming
- Southfield
- Novi
- Pontiac
- Taylor
- Dearborn Heights
- St. Clair Shores
- Royal Oak
- Kentwood
- Portage
- Roseville
- East Lansing
- Midland
- Lincoln Park
- Eastpointe
- Burton
- Southgate
- Oak Park
- Ada
- Forest Hills
- Madison Heights
All 521 covered Michigan cities
Ada · Addison · Adrian · Akron · Algonac · Allegan · Allen Park · Allendale · Allenton · Alma · Almont · Alto · Ann Arbor · Applegate · Arcadia · Argyle · Armada · Ashley · Atlas · Attica · Auburn Hills · Augusta · Avoca · Bad Axe · Bailey · Baldwin · Bancroft · Bannister · Barryton · Bath · Bay Port · Bear Lake · Belding · Belleville · Bellevue · Belmont · Benzonia · Berkley · Beulah · Big Rapids · Birch Run · Birmingham · Bitely · Blanchard · Blissfield · Bloomfield Hills · Boon · Branch · Brant · Breckenridge · Brethren · Bridgeport · Brighton · Britton · Brohman · Brown City · Buckley · Burt · Burton · Byron · Byron Center · Cadillac · Caledonia · Canton · Capac · Carleton · Caro · Carrollton · Carson City · Carsonville · Casco · Caseville · Casnovia · Cass City · Cedar · Cedar Springs · Cement City · Center Line · Charlotte · Chase · Chelsea · Chesaning · Chippewa Lake · Clare · Clarkston · Clarksville · Clawson · Clayton · Clifford · Climax · Clinton · Clinton Township · Clio · Cohoctah · Coleman · Columbiaville · Columbus · Commerce Township · Comstock Park · Conklin · Coopersville · Copemish · Coral · Corunna · Croswell · Crystal · Custer · Dansville · Davisburg · Davison · Dearborn · Dearborn Heights · Decker · Deckerville · Deerfield · Deford · Delton · Detroit · Dewitt · Dexter · Dimondale · Dorr · Douglas · Dowling · Dryden · Dundee · Durand · Eagle · East China · East Lansing · Eastlake · Eastpointe · Eaton Rapids · Ecorse · Edenville · Edmore · Elberta · Elkton · Elm Hall · Elsie · Elwell · Emmett · Empire · Erie · Eureka · Evart · Fair Haven · Fairgrove · Falmouth · Farmington · Farwell · Fennville · Fenton · Fenwick · Ferndale · Ferrysburg · Fife Lake · Filer City · Filion · Flat Rock · Flint · Flushing · Forest Hills · Forestville · Fort Gratiot · Fostoria · Fountain · Fowler · Fowlerville · Frankenmuth · Frankfort · Franklin · Fraser · Frederic · Free Soil · Freeland · Freeport · Fremont · Fruitport · Fulton · Gagetown · Gaines · Galesburg · Garden City · Genesee · Glen Arbor · Goodells · Goodrich · Gowen · Grand Blanc · Grand Haven · Grand Ledge · Grand Rapids · Grandville · Grant · Grawn · Grayling · Greenville · Gregory · Grosse Ile · Grosse Pointe · Hadley · Hamburg · Hamilton · Harbor Beach · Harper Woods · Harrietta · Harrison · Harrison Township · Harsens Island · Hart · Hartland · Haslett · Hastings · Hazel Park · Hemlock · Henderson · Hersey · Hesperia · Hickory Corners · Higgins Lake · Highland · Holland · Holly · Holt · Holton · Honor · Hope · Hopkins · Houghton Lake · Houghton Lake Heights · Howard City · Howell · Hubbardston · Hudson · Hudsonville · Huntington Woods · Ida · Idlewild · Imlay City · Inkster · Interlochen · Ionia · Irons · Ithaca · Jasper · Jeddo · Jenison · Kalamazoo · Kaleva · Kalkaska · Keego Harbor · Kent City · Kentwood · Kinde · Kingsley · Kingston · La Salle · Laingsburg · Lake · Lake Ann · Lake City · Lake George · Lake Leelanau · Lake Odessa · Lake Orion · Lakeland · Lakeview · Lambertville · Lamont · Lansing · Lapeer · Leland · Lennon · Leonard · Leroy · Leslie · Lexington · Lincoln Park · Linden · Livonia · Lowell · Ludington · Luna Pier · Luther · Lyons · Macatawa · Macomb · Madison Heights · Manchester · Manistee · Manitou Beach · Manton · Maple City · Maple Rapids · Marine City · Marion · Marlette · Marne · Martin · Marysville · Mason · Maybee · Mayville · McBain · McBrides · Mears · Mecosta · Melvin · Melvindale · Memphis · Merrill · Merritt · Mesick · Metamora · Middleton · Middleville · Midland · Milan · Milford · Millington · Minden City · Moline · Monroe · Montague · Montrose · Morenci · Morley · Morrice · Mount Clemens · Mount Morris · Mount Pleasant · Muir · Mulliken · Muskegon · Nashville · Nazareth · New Baltimore · New Boston · New Era · New Haven · New Hudson · New Lothrop · Newaygo · Newport · North Branch · North Star · North Street · Northport · Northville · Novi · Nunica · Oak Park · Oakland · Oakley · Okemos · Olivet · Omena · Onekama · Onondaga · Onsted · Orleans · Ortonville · Otisville · Otsego · Ottawa Lake · Otter Lake · Ovid · Owendale · Owosso · Oxford · Palms · Palmyra · Palo · Paris · Peck · Pentwater · Perrinton · Perry · Petersburg · Pewamo · Pierson · Pigeon · Pinckney · Plainwell · Pleasant Ridge · Plymouth · Pompeii · Pontiac · Port Austin · Port Hope · Port Huron · Port Sanilac · Portage · Portland · Potterville · Prudenville · Pullman · Rapid City · Ravenna · Ray · Redford · Reed City · Reese · Remus · Richland · Richmond · Riga · River Rouge · Riverdale · Riverview · Rochester · Rockford · Rockwood · Rodney · Romeo · Romulus · Roscommon · Rosebush · Roseville · Rothbury · Royal Oak · Ruth · Saginaw · Saint Charles · Saint Clair · Saint Helen · Saint Johns · Saint Louis · Saline · Samaria · Sand Creek · Sand Lake · Sandusky · Sanford · Saranac · Saugatuck · Schoolcraft · Scotts · Scottville · Sears · Sebewaing · Shaftsburg · Shelby · Shelbyville · Shepherd · Sheridan · Sidney · Silverwood · Six Lakes · Smiths Creek · Snover · South Boardman · South Lyon · South Rockwood · Southfield · Southgate · Sparta · Spring Lake · St. Clair Shores · Stanton · Stanwood · Sterling Heights · Stockbridge · Sumner · Sunfield · Suttons Bay · Swartz Creek · Taylor · Tecumseh · Temperance · Thompsonville · Tipton · Traverse City · Trenton · Troy · Trufant · Tustin · Twin Lake · Ubly · Unionville · Utica · Vassar · Vermontville · Vernon · Vestaburg · Vicksburg · Walhalla · Walkerville · Walled Lake · Warren · Washington · Waterford · Waverly · Wayland · Wayne · Webberville · Weidman · Wellston · West Bloomfield · West Olive · Westland · Weston · Westphalia · Wheeler · White Cloud · White Lake · Whitehall · Whitmore Lake · Whittaker · Williamsburg · Williamston · Willis · Winn · Wixom · Woodland · Wyandotte · Wyoming · Yale · Ypsilanti · Zeeland
FAQ
Michigan water damage questions
How do I check a Michigan contractor license?
Use the LARA license lookup for residential builders.
Does insurance cover sewer backup?
Usually only with a sewer or water backup endorsement.
How often does Michigan have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 13 major disaster declarations in Michigan for weather and fire events: 6 floods, 5 severe storms, 1 ice storm and 1 dam or levee break. Over the same period, policyholders filed 7,206 flood insurance claims through the National Flood Insurance Program.
Services in Michigan
Nearby: Illinois, Indiana, Iowa, Minnesota, Missouri, Ohio, Wisconsin
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
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