Pacific
Water damage restoration in Hawaii
Restoration companies in our network serve 16 Hawaii cities and 16 ZIP codes. Call and we'll connect you with one that covers yours.
Check a Hawaii ZIP
Hawaii water damage
What causes water damage in Hawaii
Our Hawaii coverage is currently on Kauai, one of the wettest places in the country. Trade-wind showers, heavy winter rain and flash floods on the north and east shores keep moisture high year-round, and many homes are older single-wall or post-and-pier plantation-style houses where water, humidity and termites all work on the wood. Hurricanes and tropical storms bring wind-driven rain through roofs and windows.
Flash flooding
Rain on Kauai's mountains reaches streams and low-lying roads fast. Homes near streams and on the north shore can take on water with little warning, and floodwater carries mud and debris into the house.
Humidity and mold
Warm, damp air means wet drywall, cabinets and closets can grow mold quickly after a leak. Drying takes dehumidification, not just fans with the windows open.
Roof and window leaks in storms
Wind-driven rain during tropical storms pushes water under roofing and around windows and sliding doors, especially in older homes with single-wall construction.
Water damage risk by season in Hawaii
On Kauai, the wetter season runs roughly October through April, when winter storms and trade-wind showers bring heavy rain and flash flooding, especially on the north and east shores. Hurricane season runs June through November. Warm, humid air the rest of the year means leaks and wet materials can grow mold within days, and roofs, windows and sliding doors take on water during wind-driven rain.
Licensing, permits and insurance in Hawaii
Building permits on Kauai are handled by the County of Kauai. Contractors in Hawaii are licensed through the state Department of Commerce and Consumer Affairs, where you can look up a license before hiring. Flood damage is not covered by standard homeowners policies, and many homes on Kauai are in mapped flood zones where flood insurance is required for a mortgage.
FEMA records
Storm, flood and fire disasters in Hawaii since 2000
FEMA has issued 16 major disaster declarations in Hawaii for weather and fire events since 2000, and Hawaii policyholders filed 3,062 flood insurance claims through the National Flood Insurance Program in that time. Most homeowners policies exclude flooding from outside water, so those claims come from separate flood policies.
- Disaster declarations
- 16
- NFIP flood claims
- 3,062
- Severe Storm declarations
- 8
- Flood declarations
- 5
The incidents behind these declarations most often began in March, August and December.
Most recent declarations
- 2026Severe Storms, Flooding, Landslides, and Mudslides (DR-4909, flood)
- 2024Severe Storms, Flooding, and Landslides (DR-4793, flood)
- 2023Wildfires and High Winds (DR-4724, fire)
- 2022Severe Storms, Flooding, and Landslides (DR-4639, severe storm)
Source: OpenFEMA disaster declarations and NFIP claims data, retrieved October 5, 2026. Counts include major disaster (DR) declarations for floods, storms, hurricanes, winter storms and fires, and exclude other incident types.
Counties with the most covered ZIP codes
- Kauai County14 ZIPs · 14 cities
- Hawaii County1 ZIPs · 1 city
Coverage
Hawaii cities we cover
Largest communities first. Coverage is by ZIP, so check yours above.
- Kapaa
- Waimea
- Lihue
- Kalaheo
- Kekaha
- Kilauea
- Anahola
- Koloa
- Lawai
- Hanapepe
- Eleele
- Princeville
- Kaumakani
- Makaweli
- Hanalei
- Kealia
FAQ
Hawaii water damage questions
Which parts of Hawaii do you cover?
Right now our Hawaii coverage is on Kauai. Enter your ZIP code to check whether your address is covered.
How fast does mold grow after a leak on Kauai?
In warm, humid conditions, mold can start on wet drywall and wood in 24 to 48 hours. Getting water out and dehumidifiers running quickly matters more here than in drier climates.
How often does Hawaii have federally declared storm, flood or fire disasters?
Since 2000, FEMA has issued 16 major disaster declarations in Hawaii for weather and fire events: 8 severe storms, 5 floods, 1 fire, 1 hurricane and 1 mudslide or landslide. Over the same period, policyholders filed 3,062 flood insurance claims through the National Flood Insurance Program.
Services in Hawaii
Nearby: California, Oregon, Washington
Water where it shouldn't be?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
Fast callback on emergency requests