Water damage repair and restoration in Germantown, TN
In Germantown, TN, the most common water damage sources are leaking appliances and plumbing, roof leaks and storm runoff. Germantown has 16,134 homes with a median build year of 1983: 3% predate 1960 and 19% were built since 2000, so plumbing ranges from original copper and galvanized lines to newer PEX. Restoration companies in our network serve 3 Germantown ZIP codes in Shelby County.

Quick answer
For water, fire or smoke damage in Germantown, TN, shut off the water or power if it's safe, then call (833) 462-1975. We connect you with an independent restoration company that serves your ZIP; 3 Germantown ZIP codes are covered. Drying should start within 24 to 48 hours to prevent mold.
Census data
Germantown homes by the numbers
- Homes
- 16,134
- Median year built
- 1983
- Built before 1960
- 3%
- Owner-occupied
- 86%
Among the 25 Tennessee cities with pages on this site, Germantown ranks #18 by number of homes and has older housing than 54% of them (median build year 1983). Its share of pre-1960 homes (3%) is below the 17% average for those cities, so appliance and supply-line leaks are a bigger share of calls.
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates (tables B25034, B25035, B25003); 40,128 residents per the 2024 population estimate.
Local risks
What causes water damage in Germantown
Mixed-age plumbing
Germantown's housing spans many decades, so leaks come from both ends: corroded original pipes in older homes and failed supply lines and appliances in newer ones.
Flash flooding
Intense rain floods creeks and low-lying neighborhoods quickly.
Crawl space water
Poor drainage and humidity keep crawl spaces damp.
Seasonal risks, licensing and FEMA history across the state are on the Tennessee page.
Common calls
Most requested in Germantown
Disaster history in Shelby County
Since 2000, FEMA has included Shelby County in 18 major disaster declarations: 14 severe storms, 2 winter storms, 2 ice storms. The most recent was Severe Winter Storm in 2026 (DR-4898).
Source: OpenFEMA disaster declarations, retrieved October 5, 2026.
FAQ
Germantown water damage questions
Who do I call for water damage in Germantown?
For water, fire or smoke damage in Germantown, TN, shut off the water or power if it's safe, then call (833) 462-1975. We connect you with an independent restoration company that serves your ZIP; 3 Germantown ZIP codes are covered. Drying should start within 24 to 48 hours to prevent mold.
How old are homes in Germantown?
The median home in Germantown was built in 1983. About 3% of its 16,134 homes were built before 1960 and 19% in 2000 or later, according to the Census Bureau's American Community Survey. Older homes are more likely to have corroded pipes and drains; newer homes see more appliance and supply-line leaks.
Has Shelby County had federally declared disasters?
Yes. Since 2000, FEMA has included Shelby County in 18 major disaster declarations for storms, floods, fires and similar events, most recently Severe Winter Storm (2026). Federal assistance is only available for declared events; most water damage is handled through homeowners or flood insurance.
Do you cover all of Germantown?
Restoration companies in our network cover 3 Germantown ZIP codes. Coverage is set ZIP by ZIP, so enter yours in the ZIP checker or call to confirm a company serves your address.
ZIP codes covered in Germantown
38138, 38139, 38183
Water damage help near Germantown
- Water damage restoration in Collierville, TN5 mi
- Water damage restoration in Memphis, TN11 mi
- Water damage restoration in Oxford, MS52 mi
- Water damage restoration in Jackson, TN66 mi
- Water damage restoration in Tupelo, MS82 mi
- Water damage restoration in Ridgely, TN83 mi
Also covered in Shelby County: Cordova · Memphis · Ellendale · Collierville · Arlington · Eads · Millington
Guides for Germantown homeowners
Water damage in Germantown?
Stop the source if you can, then call. We'll connect you with a local restoration company that serves your ZIP.
Fast callback on emergency requests